Aditya Birla Personal Loan

Personal Loan at 10.75% p.a

Apply & Get Instant Approval

Aditya Birla Personal Loan Features

Aditya Birla Personal Loan Eligibility Criteria Details
Aditya Birla Personal Loan Interest Rate 9.75% p.a.
Aditya Birla Personal Loan Lowest EMI per lakh Rs 2112
Aditya Birla Personal Loan Tenure 12 to 60 months
Aditya Birla Personal Loan Processing Fee 1% to 2% of Loan Amount
Aditya Birla Personal Loan Prepayment Charges Allowed after 12 Months (2 – 4 %)
Aditya Birla Personal Loan Part Payment Charges Allowed after 12 Months (2 – 4 %) 
Aditya Birla Personal Loan Min Loan Amt ₹ 50,000
Aditya Birla Personal Loan Max Loan Amt ₹ 75 Lakh

About Aditya Birla Personal Loan

Personal loan is for customers to meet their varied financial requirements like a medical emergency, wedding, travel, debt consolidation, etc. Aditya Birla Personal Loan promises simplified documentation and quick approvals with which customers can get a lot of benefits making their life easier when it comes to handling finances.

What is Personal Loan?

A Personal Loan is a loan that does not require any collateral or security, and it can approve with minimal documentation. You can use the funds for any legitimate financial need. Like any other loan, you must repay it by the agreed terms with the bank. Usually, this can include a few months to a few years in easy equated monthly instalments.

Aditya Birla Personal Loan Interest rate

Interest rates start at 14.00% and can be up to 16.25% per annum.

More About: Interest Rates on Personal Loan

Documentation for Aditya Birla Personal Loan

Salaried Individual

Self Employed People

Latest 6-month bank statements

Last 6-months bank statement

Last 2-months€™ salary slips

Previous 2 years Balance Sheet

Last 3 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

Two passport size photographs

Two passport size photographs

Eligibility for Aditya Birla Personal Loan

Not everyone can get a personal loan. They must have to follow some essential criteria to get a Personal Loan which is as:-
There are two categories of applicant:

Salaried Applicant 

  1.  Firstly, the minimum age of 18+ years
  2. Secondly, the maximum age should be less than 60 years
  3. Besides that, minimum Income Rs 22,000 per month
  4. Furthermore, Work experience is of a minimum of 24 months
  5. And, Good CBIL score
  6. Also, Nationality Indian

Click here to know more about- Salaried Applicant

Self-employed Applicant-

  1.  Firstly, the minimum age of the applicant should be more than 18 years
  2. Than, the maximum age is less than 65 years
  3. After that, minimum Income Rs 5 lakh gross annual receipt
  4. Furthermore, Work experience is of a minimum 24 months
  5. And, Good CBIL score
  6. Lastly, Nationality of Indian

Click here to know more about- Self-employed Applicant

Why loannow is good Platform for Aditya Birla Personal Loan?

  1.  First of all, Loannow responds to the customer’s queries very quickly.
  2. Besides that, the interest rates we offer are minimum as compared to other competitors.
  3. Furthermore, here, you can easily compare the rate of interest with other financial and non-financial institutes.
  4. Moreover, after that, here, you will get proper guidance for the personal loan.
  5. At last, If you apply on the loannow, you will get a document pick up facility from your doorstep.

Benefits for taking Aditya Birla Personal Loan

  1.  First of all, Simple documentation
  2. After that, Competitive pricing
  3. Besides that, loan disbursal is quick.
  4. And, its a transparent procedure

Click here to know about– EMI Calculator

How to Apply for Aditya Birla Personal Loan?

  1. Search for www.loannow.in on google
  2. First of all, a form will open up.
  3. After that, fill the required information.
  4. Besides, you have to submit the form and you get a quick response.
  5. Furthermore, you will get more information from us
  6. You can easily apply for a personal loan if you are eligible, then you have to fulfill the online application form, and you get a callback. It is a quick and hassle-free process.

About Aditya Birla Personal Loan

Aditya Birla is a multinational conglomerate and its headquarter is in Worli, Mumbai, India. It was founded by Seth Shiv Narayan Birla in the year 1857. It operates its functions in 35 countries with more than 1,20,000 employees worldwide, and it is a quick and hassle-free process to take Aditya Birla Personal Loan by just one click.

Personal Loan Interest Rates: Updated

Bank

Interest Rates

HDFC Bank

10.99% to 18%

ICICI Bank

13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.25% – 14.50%

ICICI Gold Loan

7.25% – 16.10%
Muthoot Finance Gold Loan

7.25% – 24.00%

Axis Bank Gold Loan

7.25% – 17.00%
Manappuram Gold Loan

7.25% – 26.00%

Yes Bank Gold Loan

7.25% – 15.99%
Bank of India Gold Loan

7.25% – 26.00%

Federal Bank Gold Loan 

7.25% – 13.50%
IIFL Gold Loan

7.25% – 12.00%

Central Bank of India Gold Loan

7.25% – 14.65%

Canara Bank Gold Loan

7.25% – 12.65%

Allahabad Bank Gold Loan

7.25% – 10.45%

Induslnd Bank Gold Loan

7.25% – 15.75%
PNB Gold Loan

7.25% – 11.75%

Bajaj Finance Gold Loan

7.25% – 26%
SBI Gold Loan

7.25% – 15.99%

Indian Bank Gold Loan

7.25% – 15.99%
UCO Bank Gold Loan

7.25% – 26.00%

Kotak Mahindra Bank Gold Loan

7.25% – 13.50%
Syndicate Bank Gold Loan

7.25% – 12.00%