Andhra Pradesh Grameena Vikas Bank Gold Loan

Gold Loan at 7.25% p.a

Apply & Get Instant Money

Andhra Pradesh Grameena Vikas Bank Gold Loan Key Features

Andhra Pradesh Grameena Vikas Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Andhra Pradesh Grameena Vikas Bank Gold Loan Interest Rate 7.25% per annum
Andhra Pradesh Grameena Vikas Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,219
Andhra Pradesh Grameena Vikas Bank Processing Fee 1.50% of the Principal Loan Amount
Andhra Pradesh Grameena Vikas Bank Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Andhra Pradesh Grameena Vikas Bank Repayment Tenure 3 Months to 24 Months
Andhra Pradesh Grameena Vikas Bank Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Andhra Pradesh Grameena Vikas Bank Gold Loan:

  • Speedy Practice: Andhra Pradesh Grameena Vikas Bank Gold Loan is sanctioned and distributed hurriedly and efficiently. The credit gets passed in  60 minutes.
  • Fewer Documents: The documents needed are least possible and a very direct process is done in Andhra Pradesh Grameena Vikas Bank.
  • Transparent System: The Andhra Pradesh Grameena Vikas Bank clarifies the loan to the candidates; that is, there are no covered charges.
  • The extent of Loan: Andhra Pradesh Grameena Vikas Bank provides formally Rs. 15000. to the clients and even less to the clients from rustic areas, that is; 10000 Rs.
  • Jewelry is Secured: It is the work of Andhra Pradesh Grameena Vikas Bank to keep the ornaments intact. They should be protected from heat.
  • Tenure of Allowance: The tenure of the credit varies from 3 months to 2 years in Andhra Pradesh Grameena Vikas Bank. Therefore, the applicant can act accordingly.
  • Favorable to Farmers: Andhra Pradesh Grameena Vikas bank produces exclusive offers to the farmers. They are given loans at a low banking rate.
  • No Debt Burden: Situations in which the client is financially shaky, the Andhra Pradesh Grameena Vikas Bank will take your ornaments and keep it with them till the time you repay them.
  • No Income bounds: Each individual has not the same amount of money, thus it is unreasonable to distribute loans based on income. Hence, Andhra Pradesh Grameena Vikas Bank decides not to grant loans based on individuals earning.

How Much Gold Loan can I Get through Andhra Pradesh Grameena Vikas Bank Gold Loan:

Andhra Pradesh Grameena Vikas Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Andhra Pradesh Vikas Grameena Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Andhra Pradesh Vikas Grameena Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Andhra Pradesh Vikas Grameena Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About Andhra Pradesh Grameena Vikas Bank Gold Loan

Andhra Pradesh Grameena Vikas Bank is a Gramin bank established in the year 2006. It has its headquarter in Warangal. It suffices the needful with some funds in exchange for gold so that they can afford their necessary services. People who suffer through economic loss can get good help from Andhra Pradesh Grameena Vikas Bank. It is a reliable and respectable funding company.

  • Andhra Pradesh Grameena Vikas Gold Loan Interest Rate is7.25% per annum
  • Andhra Pradesh Grameena Vikas Gold Loan Per Gram is ₹5,219
  • Andhra Pradesh Grameena Vikas Gold Loan Tenure: Up to 24 months
  • Andhra Pradesh Grameena Vikas Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Andhra Pradesh Vikas Grameena Bank Gold Loan:

  • Loan Against Gold – Gold Loan guarantees you undoubtedly excellent financing services. Andhra Pradesh Vikas Grameena Bank gives loans to the people so that they can perform their awaiting targets and can meet the needs. Analogously, a gold loan is provided to the clients at a low-interest rate than the other kind of credits given. This does not concern the Andhra Pradesh Vikas Grameena bank in granting them a huge amount.
  • Loan Against Gold for Agriculture – Andhra Pradesh Vikas Grameena bank gives engaging interest rate to the agricultural projects and agriculturalists with exceptional offers. Andhra Pradesh Vikas Grameena Bank will avail them loans at a slightly low borrowing rate. Also, you have to provide land evidence to the bank.

Andhra Pradesh Vikas Grameena Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Andhra Pradesh Vikas Grameena Bank Gold Loan EMI?

  • Standing Instruction (SI): Standing Instruction is the consistent and true process of compensation if you are a current account holder of Andhra Pradesh Vikas Grameena Bank. Your EMI can simply be credited from the present record.
  • Electronic Clearing Service (ECS): This practice is taken in use only and only if you have a non-Andhra Pradesh Vikas Grameena bank record and you wish for EMI to be debited from your Andhra Pradesh Vikas Grameenaaccount.
  • Post-Dated Checks (PDC): Post Dated EMIs should be analyzed from non-Andhra Pradesh Vikas Grameena bank at the Andhra Pradesh Vikas Grameena Bank loan center located nearby. And, your new PCDs submission should be on time.

Andhra Pradesh Vikas Grameena Bank Gold Loan Contact Number:

Give a ring to 9878981144 for more fine points and best deals and offers of Andhra Pradesh Vikas Grameena Bank Gold Loan.

Gold Ornaments Accepted by Andhra Pradesh Vikas Grameena Bank:

  • Gold Jewellery- Andhra Pradesh Grameena Vikas Bank accepts Gold bracelet, Gold rings, or Gold Necklace. Any jewelry can be admitted but it should be made of gold.
  • Quality- Pure gold is accepted to the Andhra Pradesh Grameena Vikas Bank and the value should be between 18-22 carats.

Use of Andhra Pradesh Vikas Grameena Bank Gold Loan:

  • Marketing needs and desire to expand your business online can be easily accomplished by the capital obtained.
  • Necessities like medical fees, education fees, traveling expenses everything can be done by the amount acquired by Andhra Pradesh Vikas Grameena n Bank.
  • Farmers can get the money for fulfilling their natural processes related to plants, land.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.25% – 14.50%

ICICI Gold Loan

7.25% – 16.10%
Muthoot Finance Gold Loan

7.25% – 24.00%

Axis Bank Gold Loan

7.25% – 17.00%
Manappuram Gold Loan

7.25% – 26.00%

Yes Bank Gold Loan

7.25% – 15.99%
Bank of India Gold Loan

7.25% – 26.00%

Federal Bank Gold Loan 

7.25% – 13.50%
IIFL Gold Loan

7.25% – 12.00%

Central Bank of India Gold Loan

7.25% – 14.65%

Canara Bank Gold Loan

7.25% – 12.65%

Allahabad Bank Gold Loan

7.25% – 10.45%

Induslnd Bank Gold Loan

7.25% – 15.75%
PNB Gold Loan

7.25% – 11.75%

Bajaj Finance Gold Loan

7.25% – 26%
SBI Gold Loan

7.25% – 15.99%

Indian Bank Gold Loan

7.25% – 15.99%
UCO Bank Gold Loan

7.25% – 26.00%

Kotak Mahindra Bank Gold Loan

7.25% – 13.50%
Syndicate Bank Gold Loan

7.25% – 12.00%

 

FAQs About Andhra Pradesh Vikas Grameena Bank Gold Loan:

  • What is Andhra Pradesh Vikas Grameena Gold Loan?

Andhra Pradesh Vikas Grameena Bank Gold Loan is the best way to use your idly lied golds and also you can earn a huge amount of money from this. It is profit-driven as it provides loan sanctioning at a low-interest rate.

  • How can I get the Gold Loan from Andhra Pradesh Vikas Grameena Bank?

Visit the online loannow website for a gold loan from Andhra Pradesh Vikas Grameena bank. Otherwise, you can visit the nearest Andhra Pradesh Vikas Grameena Bank branch.

  • What is Gold Loan Interest Rate in Andhra Pradesh Vikas Grameena Bank?

The Gold Loan interest rate of Andhra Pradesh Grameena Vikas Bank is 7.25%.

  • How much Gold Loan can I get per gram in Andhra Pradesh Vikas Grameena Bank?

You can get Rs. 5,219 Per Gram in Andhra Pradesh Vikas Grameena Bank.

  • How to check Gold Loan status in Andhra Pradesh Vikas GrameenaBank?

By visiting the Andhra Pradesh Vikas Grameena Bank Gold Loan tracker webpage you can view your gold loan status or you can visit the nearest branch of Andhra Pradesh Vikas Grameena Bank and stay updated.

  • How to calculate Gold Loan Interest in Andhra Pradesh Vikas Grameena Bank?

EMI Calculator can be used to perform your calculative activities related to the gold loans.

  • How to Pay Andhra Pradesh Vikas Grameena Bank Gold Loan Interest Online?

Online payment is the easiest method for everyone. You only have to select the payment mode like Paytm or any other favorable method, and, in this way you can easily pay Andhra Pradesh Vikas Grameena Bank Gold Loan Interest online.

  • What if I can’t pay the interest on Andhra Pradesh Vikas GrameenaBank Gold Loan for 3 months?

Customers are accountable for not paying interest on Andhra Pradesh Vikas Grameena Bank Gold Loan for 3 months. They should show their augmentation and get the payment done soon. Otherwise, legitimate activities can be performed and precious jewels are taken under custody.

  • How can I apply for EMI Moratorium on Andhra Pradesh Vikas Grameena Bank Gold Loan?

For EMI Moratorium you are welcome to the nearest branch of Andhra Pradesh Vikas Grameena bank. Similarly, you can also get in touch with Andhra Pradesh Vikas Grameena bank customer care at loan service.