Bajaj Finserv Personal Loan

Personal Loan at 10.75% p.a

Apply & Get Instant Approval

Bajaj Finserv Personal Loan Features

Bajaj Finserv Personal Loan Eligibility Criteria Details
Bajaj Finserv Personal Loan Interest Rate 9.75% p.a.
Bajaj Finserv Personal Loan Lowest EMI per lakh Rs 2112
Bajaj Finserv Personal Loan Tenure 12 to 60 months
Bajaj Finserv Personal Loan Processing Fee 1% to 2% of Loan Amount
Bajaj Finserv Personal Loan Prepayment Charges Allowed after 12 Months (2 – 4 %)
Bajaj Finserv Personal Loan Part Payment Charges Allowed after 12 Months (2 – 4 %) 
Bajaj Finserv Personal Loan Min Loan Amt ₹ 50,000
Bajaj Finserv Personal Loan Max Loan Amt ₹ 75 Lakh

Why Bajaj Finserv Personal Loan

What Bajaj Finserv Personal Loan offers you?

  1. Superfast approvals of Bajaj Finserv Personal Loan of up to Rs. 25 lacs on your salaried personal loan through our online facility.
  2. No need to move from bank to bank, we provide you with complete online solutions.
  3. Just log onto our online section, fill a simple form and in just 90 seconds get an approval for your application.

Online Account Access

Just log in with your loan account number and access whatever information you want about your loan. And get all information about your loan like:

  1. repayment track
  2. interest certificate
  3. payment schedule etc. through our digital customer portal.

Bajaj Finserv Personal loan Documents

 Documents:

Financials Salary slips of last 3 months Latest 2 months salary slip
Bank Statements Latest 3 months salary account bank statement
Employment Proof Employee ID card and visiting card
Work experience Current employment Appointment letter / Form 16 / 1 year old salary slip
Previous employment Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip
KYC Identity proof Passport / Voters ID card / Driving license / PAN card
Address proof Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR /Admin sign)
Signature proof Passport / PAN Card / Driving license / Photo credit card (front only) / Banker verification letter ( Only online)
Age proof Passport/ PAN Card / Driving license / Birth certificate

Bajaj Finserv Personal Loan Eligibility

Eligibility Criteria:

You are a Salaried professional and draw a monthly salary of Rs. 40,000 or more in:

  1. Delhi/NCR
  2. Mumbai
  3. Hyderabad
  4. Bangalore and Chennai
  5. Thane

OR

A monthly net salary of Rs. 35,000 or more in:

  1. Ahmedabad
  2. Pune
  3. Kolkata

OR

Other cities, you are drawing a monthly net salary of Rs. 30,000 or more

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.25% – 14.50%

ICICI Gold Loan

7.25% – 16.10%
Muthoot Finance Gold Loan

7.25% – 24.00%

Axis Bank Gold Loan

7.25% – 17.00%
Manappuram Gold Loan

7.25% – 26.00%

Yes Bank Gold Loan

7.25% – 15.99%
Bank of India Gold Loan

7.25% – 26.00%

Federal Bank Gold Loan 

7.25% – 13.50%
IIFL Gold Loan

7.25% – 12.00%

Central Bank of India Gold Loan

7.25% – 14.65%

Canara Bank Gold Loan

7.25% – 12.65%

Allahabad Bank Gold Loan

7.25% – 10.45%

Induslnd Bank Gold Loan

7.25% – 15.75%
PNB Gold Loan

7.25% – 11.75%

Bajaj Finance Gold Loan

7.25% – 26%
SBI Gold Loan

7.25% – 15.99%

Indian Bank Gold Loan

7.25% – 15.99%
UCO Bank Gold Loan

7.25% – 26.00%

Kotak Mahindra Bank Gold Loan

7.25% – 13.50%
Syndicate Bank Gold Loan

7.25% – 12.00%

* Interest rate can vary as per the individual’s portfolio.
* All loans repayment period are over 6 months. No short term loans.
* We don’t charge the individual for the process.
* Credit at the sole discretion of the Banks we have a tie-up with.