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Barclays Bank Personal Loan

    Barclays Bank Personal LoanFeatures

    Barclays Bank Personal Loan Eligibility Criteria Details
    Barclays Bank Personal LoanInterest Rate 9.75% p.a.
    Barclays Bank Personal Loan Lowest EMI per lakh Rs 2112
    Barclays Bank Personal Loan Tenure 12 to 60 months
    Barclays Bank Personal Loan Processing Fee 1% to 2% of Loan Amount
    Barclays Bank Personal Loan Prepayment Charges Allowed after 12 Months (2 – 4 %)
    Barclays Bank Personal Loan Part Payment Charges Allowed after 12 Months (2 – 4 %) 
    Barclays Bank Personal Loan Min Loan Amt ₹ 50,000
    Barclays Bank Personal Loan Max Loan Amt ₹ 75 Lakh

    About Barclays Bank Personal Loan

    Barclays Bank Personal Loan Documents

    Simple and easy documentation for Barclays Bank Personal Loans (though documentation varies from individual to individual). The document requirement is based on your profession, income and loan requirement.

    1. Proof of identity: Copy of passport/voter ID card/driving license
    2. Last 3 months bank statement/6 months bank passbook
    3. Latest salary slip/ current dated salary certificate with the latest Form 16
    4. Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport

    Barclays Bank Personal Loan Eligibility

    Regular Income Group: This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.

    Eligibility Criteria:

    1. Age: 21-60 years.
    2. Employment: Have had a job for at least 2 years and a minimum of 1 year with your current employer
    3. Earning: Minimum income: Rs. 12,000/- per month net income

    Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Calcutta, Ahmedabad, Cochin)

    * Interest rate can vary as per individual’s portfolio.
    * All loans repayment period are over 6 months. No short term loans.
    * We don’t charge the individual for the process.
    * Credit at sole discretion of the Banks we have a tie-up with.