Baroda Rajasthan Kshetriya Gramin Bank Personal Loan

Personal Loan at 10.75% p.a

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Baroda Rajasthan Kshetriya Gramin Bank Personal Loan Features

Baroda Rajasthan Kshetriya Gramin Bank Personal Loan Eligibility Criteria Details
Baroda Rajasthan Kshetriya Gramin Bank Personal Loan Interest Rate 9.75% p.a.
Baroda Rajasthan Kshetriya Gramin Bank Personal Loan Lowest EMI per lakh Rs 2112
Baroda Rajasthan Kshetriya Gramin Bank Personal Loan Tenure 12 to 60 months
Baroda Rajasthan Kshetriya Gramin Bank Personal Loan Processing Fee 1% to 2% of Loan Amount
Baroda Rajasthan Kshetriya Gramin Bank Personal Loan Prepayment Charges Allowed after 12 Months (2 – 4 %)
Baroda Rajasthan Kshetriya Gramin Bank Personal Loan Part Payment Charges Allowed after 12 Months (2 – 4 %) 
Baroda Rajasthan Kshetriya Gramin Bank Personal Loan Min Loan Amt ₹ 50,000
Baroda Rajasthan Kshetriya Gramin Bank Personal Loan Max Loan Amt ₹ 75 Lakh

About Baroda Rajasthan Kshetriya Gramin Bank Personal Loan

Baroda Rajasthan Kshetriya Gramin Bank is a regional rural bank Act 1976 and came into existance on dated 1st January, 2013 and sponsored by Bank of Baroda and was established by Central Government. The Head Office of the Bank is in Ajmer and it has 12 Regional Offices all over the India.

What is Personal Loan?

A Personal loan  is an unsecured finance, that means it does not require any mortgage against the loan amount. You can get a Personal Loan based on your eligibility like monthly income, banking history, credit score, employment profile, etc. and you can use the funds for any purpose.

Baroda Rajasthan Kshetriya Gramin Bank Interest Rate

The interest rates on Baroda Rajasthan Kshetriya Gramin Bank Personal Loan depends upon the eligibility of a person and it starts from 10.75% and the processing fee is up to 2% of the loan amount.

More About: Interest Rates on Personal Loan

Why should one take Baroda Rajasthan Kshetriya Gramin Bank Personal Loan?

  1. First of all, the charges for processing fees are less or very little.
  2. Secondly, they require less or simple documentation.
  3. Next, the process of approval is quick and hassle-free.
  4. And, there is no cosigner required.
  5. Also, it provides an affordable rate of interest.
  6. Lastly, the loan given by them is Collateral free.

Documents required for Baroda Rajasthan Kshetriya Gramin Bank Personal Loan

  1. Identity Proof: Voters ID card, Passport, Driving license, Aadhaar card.
  2. Address Proof: Ration Card, Passport, Electricity Bill, Rental agreement, Trade License, and Sales Tax Certificate.
  3. Banks Statement: Statement of the previous six months.
  4. Latest ITR: Income Tax Return with computation of income, Balance sheet, and Profit& Loss for the last two years certified by a Chartered Accountant.
  5. Proof of Continuation : Trade License, Sales-tax Certificate.

Baroda Rajasthan Kshetriya Gramin Bank Personal Loan Eligibility

  1. First of all, the age of the applicant should be 21-60 years.
  2. And, their current work experience is a minimum of 1 month
    and a maximum of two years
  3. Besides that, the minimum salary should be Rs. 12,000 to 18,000 per month.

Baroda Rajasthan Kshetriya Gramin Bank Personal Loan Purpose

  1. First of all, people get a personal loan for wedding purposes.
  2. Also, a personal loan is beneficial for higher education too.
  3. Some people get a personal loan for home renovation also.
  4. Besides, people get a personal loan to settle their existing debts.

Click here to know about- EMI Calculator

Baroda Rajasthan Kshetriya Gramin Bank Personal Loan Advantages

  1. Firstly, interest rates are quite affordable to the borrower.
  2. Thus, the person can quickly repay their loan amount.
  3. Secondly, there is no requirement for any collateral.
  4. Furthermore, both the salaried and self-employed applicant can take the benefits from this loan.
  5. Moreover, the principal amount entirely depends on the borrower’s eligibility and documentation.
  6. If the borrower credit score is good, they can get the loan amount without facing any problem.

How one applies for Baroda Rajasthan Kshetriya Gramin Bank Personal Loan?

It takes minimal effort to apply for a Baroda Rajasthan Kshetriya Gramin Bank Personal Loan; all you need is to follow the simple steps, and Now, once you are on our site, you need to fill your necessary details along with your mobile number.

  1. First, you need to visit our website www.loannow.in
  2. Please, it is essential that the applicant provide their correct contact details.
  3. Now once you fill the form, all the work is done.
  4. Then, our relationship manager will call you within 30 minutes and provide you the best offers and deals.
  5. Also, you don’t need to worry about paying anything as we provide free expertise to you.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.25% – 14.50%

ICICI Gold Loan

7.25% – 16.10%
Muthoot Finance Gold Loan

7.25% – 24.00%

Axis Bank Gold Loan

7.25% – 17.00%
Manappuram Gold Loan

7.25% – 26.00%

Yes Bank Gold Loan

7.25% – 15.99%
Bank of India Gold Loan

7.25% – 26.00%

Federal Bank Gold Loan 

7.25% – 13.50%
IIFL Gold Loan

7.25% – 12.00%

Central Bank of India Gold Loan

7.25% – 14.65%

Canara Bank Gold Loan

7.25% – 12.65%

Allahabad Bank Gold Loan

7.25% – 10.45%

Induslnd Bank Gold Loan

7.25% – 15.75%
PNB Gold Loan

7.25% – 11.75%

Bajaj Finance Gold Loan

7.25% – 26%
SBI Gold Loan

7.25% – 15.99%

Indian Bank Gold Loan

7.25% – 15.99%
UCO Bank Gold Loan

7.25% – 26.00%

Kotak Mahindra Bank Gold Loan

7.25% – 13.50%
Syndicate Bank Gold Loan

7.25% – 12.00%