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DCB Bank Gold Loan

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    DCB Bank Gold Loan Key Features

    DCB Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
    DCB Bank Gold Loan Interest Rate 7.25% per annum
    DCB Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,291
    DCB Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
    DCB Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
    DCB Bank Gold Loan Repayment Tenure 3 Months to 24 Months
    DCB Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

    Advantages of DCB Bank Gold Loan

    • Fast Procedure: you will take a Gold Loan from DCB Bank only and rapidly with none obstacles. The loan gets permissible in exactly hour.
    • Fewer Documents: The documentation progression is steady here; fewer documents square measure necessary for the gold loan in DCB Bank.
    • Transparent System: DCB Bank proposals complete transparency to their client; which is, there are not any unidentified charges.
    • Amount of Loan: The minimum quantity of loan that DCB Bank will give to their shopper is Rs. 15,000. And, in rural districts, it is less than Rs 10,000.
    • Protection of Jewellery: One vital issue to notice is that the Bank takes the complete answerableness for the protection of your gold. Afterwards, the unbroken the gold in fire-proof safety.
    • Loan Tenure: The time-period of the Gold loan in DCB Bank is from three months to a pair of years. Afterwards, you will choose your luxury, consequently.
    • Profits for Ranchers: DCB Bank offers some different deals for agricultural functions. DCB Bank offers a nominal Gold Loan charge per unit for science functions.
    • No Debt Issue: There is a group of circumstances like within which if an associate person isn’t able to repay the number of loans, in this instance the person won’t be below any debts because the Bank can solely seize the applicant’s ornaments.
    • No financial gain borders: There are not any restrictions on the financial gain of the applicant; henceforward, anyone with any pay varies will apply for a gold loan in DCB Bank.

    How Much Gold Loan can I Get through DCB Bank Gold Loan

    DCB Bank Gold Loan Per Gram – Updated September 2020

    Updated - Gold Loan Per Gram Rate

    Gold Weight

    Gold Purity

    Gold Purity

    Gold Purity

    Gold Purity

    24 Carat

    22 Carat

    20 Carat

    18 Carat

    1 gram

    4680 4290 3900 3510

    10 gram

    46800 42900 39000 35100

    20 gram

    93600 85800 78000 70200

    30 gram

    140400 128700 117000 105300

    40 gram

    187200 171600 156000 140400

    50 gram

    234000 214500 195000 175500

    100 gram

    468000 429000 390000 351000

    200 gram

    936000 858000 780000 702000

    300 gram

    1404000 1287000 1170000 1053000

    400 gram

    1872000 1716000 1560000 1404000

    500 gram

    2340000 2145000 1950000 1755000


    DCB Bank Gold Loan Eligibility


    18-70 years of age



    Employment Status

    Salaried, Self-Employed

    Gold Quality

    Minimum 18 Carats


    DCB Bank Gold Loan Documents Required


    2 Passport Size

    Identity Proof

    Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

    Residence Proof

    Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)


    DCB Bank Gold Loan Interest Rate, Fees and Charges

    HDFC Gold Loan Interest Rate

    7.00% per annum

    Processing Fee

    1.50% of the Principal Loan Amount

    Prepayment/Foreclosure Charges

    2%+GST (Within 3 Months), 0 (After 3 months)

    Valuation Fee

    Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

    Late Repayment Charges

    2% p.a. + Applicable rate of interest.

    Renewal Processing Fees

    Rs 350 + GST


    About DCB Bank Gold Loan

    Life is choked with worries and fears. Afterwards, you will like money to fight with money issues in your life. In this case, you will get a Gold Loan from DCB Bank to fight with the economic emergency. A gold loan may be a safe loan. After, the folks with reduced CIBIL score may also merely apply for this service.

    However, there’s loads of economic Banking and non-Banking organizations that will give you with the gold loan. However, Gold Loan is taken into account the best. DCB Bank came into existence in 1930. it’s one among the foremost deceptive and chronic Banks in the Asian nation. Also, it’s noted for its sturdy economic options. Here the transactions square measure safe

    • DCB Bank Gold Loan Interest Rate is 7.25% per annum
    • DCB Bank Gold Loan Per Gram is ₹ 5,219
    • DCB Bank Gold Loan Tenure: Up to 24 months
    • DCB Bank Gold Loan Processing Fee is Up to 1.50% of the principal Loan Amount + GST

    Types of DCB Bank Gold Loan

    DCB Bank offers some plans allied to the Gold Loan item that are listed below:

    • Loan Against Gold – DCB Bank offers Gold Loan at attention-grabbing steps are necessary to satisfy anybody’s crucial would like of assets for any reason whether or not individual or skilled. The gold credit is created specifically regarding the sort of loans so, the Bank has no danger in giving the whole thing to the mortal; therefore, it’s given at a slower step of best once related to different types of Loan things.
    • Loan Against Gold for the Farming trade – DCB Bank offers Gold Loans clearly to farming trade functions to ranchers at a rare step of interest once connected with gold loans given for various potentialities. They are given various offers, and at the time of taking the loan, you have got to provide the Bank with your Property proof.

    DCB Bank Gold Loan EMI Calculator

    Rate of Interest
    6 months
    1 Yr
    2 Yrs
    3 Yrs
    7.00% 17008 8652 4477 3088
    8.00% 17058 8699 4523 3134
    8.50% 17082 8722 4546 3157
    9.00% 17107 8745 4568 3180
    9.50% 17131 8678 4591 3203
    10.00% 17156 8791 4614 3227
    10.50% 17181 8815 4637 3250
    11.00% 17205 8838 4661 3274
    11.50% 17230 8861 4684 3298
    12.00% 17254 8885 4707 3321
    12.50% 17279 8908 4731 3345
    13.00% 17304 8932 4754 3369
    13.50% 17329 8955 4778 3393
    14.00% 17354 8979 4801 3418
    14.50% 17378 9002 4825 3442
    15.00% 17403 9026 4845 3466


    How to Pay Your DCB Bank Gold Loan EMI?

    • Standing Instruction (SI): If you are an accounting holder with DCB Bank, Standing Instruction is that the extraordinarily dependable procedure to pay. Your EMI completeness is going to be attributable logically on the thanks to the month’s finish to month time-frame from DCBchecking account you show.
    • Electronic Clearing Service (ECS): The program is often helpful within the incident that you have a non – DCB Bank and will like your EMIs to be charged thence on the brink of the very best limit of the month to month cycle from this record.
    • Post-Dated Checks (PDC): you will gift post-dated EMI investigations from a non-DCBchecking account at your nearest DCBloan Centre. Another methodology of PDCs ought to be accessible in an exceedingly precise approach. It will be excellent within the manifestation that you note Post Dated Checks are going to be collected non-ECS states sometimes speaking.

    DCB Bank Gold Loan Contact Number

    Call 9878981144 and obtain fast facilitate and agreement for your DCB Bank Gold Loan. You will currently recognize the premium proposals on Gold Loan procurable from all DCB Bank Branches all told over the country to achieve the highest deal coupled in step with your necessities.

    Gold Ornaments Accepted by DCB Bank

    • Gold Jewellery – Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc. all of those ar allowable by DCB Bank to require a Gold Loan.
    • Quality – the standard of gold should be in between of eighteen Carat to 22 Carat. Any gold ornament that is 24 Carat can not be accustomed take a gold loan

    Use of DCB Bank Gold Loan

    The assets stable by availing DCB Bank Gold Loan facility which might be used for plentiful functions like

    • To fund any precise hoards like wedding, climbing, instalment of upper education expenses, etc.
    • For all of your promoting requirements, like getting new provide, developing promoting, etc., loan facility is accessible.
    • You also can apply for Gold Loan for agricultural concepts. The Bank offers minor charges of interest for Gold Loans that are used for agriculture or connected plans.


    FAQs About DCB Bank Gold Loan

    • What is DCB Bank Gold Loan?

    DCB Bank Gold Loan could be a loan system that you will apply for pressing money to facilitate by keeping your gold as safety with the Bank. Also, it comes with superior interest rates on Term Loan, Overdraft, and EMI based mostly loan. Customary Gold Loan disbursement time at DCB Bank is simply 45 minutes.

    • How can I get the Gold Loan from DCB Bank?

    You will get the DCB Bank Gold Loan by visiting any of the gold loan giving branches of DCB Bank. Otherwise, you can apply online with Loannow by merely sitting at your home and obtain the most straightforward agreements and proposals. DCB Bank is one amongst the leading Banks in India that provides Gold Loan options.

    • What is Gold Loan Interest Rate in DCB bank?

    The rate of interest for the Gold Loan in DCB Bank is 7.25% each year. The speed of interest is subject to many factors, namely: loan quantity, loan time-periods, purity of gold, and connotation with DCB Bank.

    • How much Gold Loan can I get per gram in DCB Bank?

    The per gram Gold Loan in DCB Bank that you will get depends on the purity of your gold. DCB Bank set to require the gold of purity between 18 carats to 22 carats to supply a Gold Loan. You will avail up to ₹ 5,219 Per Gram in DCB Bank Gold Loan

    • How to check Gold Loan status in DCB Bank?

    To check your DCB Bank Gold Loan standing. You wish to try and do, visit the DCBloan standing hunter online page and fill your details within the kind given there. You will track the standing resourcefully of your loan from residence and keep updated.

    • How to calculate Gold Loan Interest in DCB Bank?

    You can calculate the interest on your DCB Bank Gold Loan victimization Loannow EMI Calculator which supplies you protected amounts supported the data you enter into the calculator.

    • How to Pay DCB Bank Gold Loan Interest Online?

    You can pay DCBloan interest online through web Banking on the official DCB Bank loan compensation online page. Instead, you will conjointly refund your DCB Bank Gold Loan on Paytm victimization your elect payment method.

    • What if I can’t pay the interest on DCB Bank Gold Loan for 3 months?

    If you may not pay your Gold Loan for three months, foremost the Bank can prompt you of your due payments. And then, If the payment requests go forgotten supported legal notice is distributed tight the compensation to end the loan. Non-payment on your Gold Loan can result in a decreasing of your credit score and conjointly causes you to lawfully responsible to face legal actions by the Bank further as seizure and auction of your gold.

    • How can I apply for EMI Moratorium on DCB Bank Gold Loan?

    You can apply now for an EMI Moratorium on DCB Bank Gold Loan currently between 1st March and 31st August 2020. It should be done by human activity the Bank’s client care or by visiting the closest DCB Bank branch.