Dena Bank Gold Loan

Gold Loan at 7.25% p.a

Apply & Get Instant Money

Dena Bank Gold Loan Key Features

Dena Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Dena Bank Gold Loan Interest Rate 7.25% per annum
Dena Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,219
Dena Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Dena Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Dena Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Dena Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Dena Bank Gold Loan:

  • Active Mechanism: Dena Gold Loan provides rapid service to its consumers. The credit is passed in an hour.
  • Lesser Documents: The Dena bank requires vital documents. Its processing is less and open.
  • Vitreous Structure: The Dena bank has a fine structure of not charging an extra amount from the clients.
  • Amount of Loan: The loan amount, in general, is Rs. 15000. But for the rural areas, it is Rs. 10000.
  • Safety of Jewellery: Importantly, it the job of Dena Bank to protect the golds pledged by the borrowers.
  • Loan Tenure: The loan period in Dena bank is between 3 months to 2 years. Also, it is on the customers when they feel the need.
  • Benefits for Farmers: Dena Bank arises exceptional offers for the agriculturalists, that is, it provides loans at a minimal rate of interest.
  • No Debt Burden: There are some chances when borrowers are financially poor to repay the amount, this doesn’t come up with the charge of debt, the Dena bank will only seize the gold.
  • No Income Bonds: Income is not the basis of availing loans to the customers in Dena Bank. Everyone who has gold can apply for a gold loan.

How Much Gold Loan can I Get through Dena Bank Gold Loan:

Dena Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Dena Bank Gold Loan Eligibility:

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Dena Bank Gold Loan Documents Required:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Dena Bank Gold Loan Interest Rate, Fees, and Charges:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

About Dena Bank Gold Loan:

Gold Loan as the most secured loan offers the best services to its customers. People who fight for financial stability have to suffer a lot. Dena Bank, an Indian public sector bank, headquartered in Mumbai, offers gold loan to such requisites. It was established in 1939. It is on faith the most regarded and devoted bank. It offers dedicated financial assistance to its customers.

  • Dena Gold Loan Interest Rate is7.25% per annum
  • Dena Gold Loan Per Gram is ₹5,219
  • Dena Gold Loan Tenure: Up to 24 months
  • Dena Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Dena Bank Gold Loan

  • Loan Against Gold – Gold Loan brings certainty and provides a fair rate of interest to the customers who thirst for money to gratify their economical needs individually or professionally. Dena Bank Gold Loan is different from other groups of loans counting in terms of rate of interest. The bank has no issues in a lending amount to the needful as it offers interest at a low rate.
  • Loan Against Gold for Agriculture – Dena Bank provides Gold Loans significantly for agricultural targets to farmers at an exclusive banking rate as compared to gold loans given for other purposes. They are acknowledged with special offers and you need to give the bank Land pieces of evidence for which you are taking the Loan.

Dena Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Dena Bank Gold Loan EMI?

  • Standing Instruction (SI): Conceding that you are a current account holder with Dena Bank, Standing Instruction is the most trustable process of compensation. Your EMI amount will be credited monthly from the Dena Bank account you show.
  • Electronic Clearing Service (ECS): This process is applicable only if you have a non-Dena Bank record and might need your EMIs to be charged wherefore monthly from this account.
  • Post-Dated Checks (PDC): You can introduce post-dated EMI evaluations from a non-Dena Bank statement at your nearest Dena Bank Loan Center. A new version of PDCs should be presented at an instant.

Dena Bank Gold Loan Contact Number

Call 9878981144  to know every minute details regarding Dena Bank Gold Loan.

Gold Ornaments Accepted by Dena Bank

  • Gold Jewellery:  such as Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc. all of these are agreed by Dena Bank for availing a Gold Loan.
  • Quality: The gold ornaments should be of pure quality, that is, 18-22 carats.

Use of Dena Bank Gold Loan

  • Funding your beneficial requirements that include Housing, Climbing, Travelling, etc.
  • Business investments like fresh supply, and more business requirements.
  • Farming purposes are mandate to perform and thus, the capital can be utilized.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.25% – 14.50%

ICICI Gold Loan

7.25% – 16.10%
Muthoot Finance Gold Loan

7.25% – 24.00%

Axis Bank Gold Loan

7.25% – 17.00%
Manappuram Gold Loan

7.25% – 26.00%

Yes Bank Gold Loan

7.25% – 15.99%
Bank of India Gold Loan

7.25% – 26.00%

Federal Bank Gold Loan 

7.25% – 13.50%
IIFL Gold Loan

7.25% – 12.00%

Central Bank of India Gold Loan

7.25% – 14.65%

Canara Bank Gold Loan

7.25% – 12.65%

Allahabad Bank Gold Loan

7.25% – 10.45%

Induslnd Bank Gold Loan

7.25% – 15.75%
PNB Gold Loan

7.25% – 11.75%

Bajaj Finance Gold Loan

7.25% – 26%
SBI Gold Loan

7.25% – 15.99%

Indian Bank Gold Loan

7.25% – 15.99%
UCO Bank Gold Loan

7.25% – 26.00%

Kotak Mahindra Bank Gold Loan

7.25% – 13.50%
Syndicate Bank Gold Loan

7.25% – 12.00%

FAQs About Dena Bank Gold Loan

  • What is Dena Bank Gold Loan?

Dena Bank Gold Loan helps in getting a credit against gold. Gold loans are simple and fair as compared to personal loans.

  • How can I get the Gold Loan from Dena Bank?

You get Dena Bank Gold Loan by visiting any of the gold advance centers of Dena Bank or you can administer online with loannow from the comforts of your home.

  • What is Gold Loan Interest Rate in Dena Bank?

The Gold Loan Interest Rate in Dena Bank is 7.25% per annum.

  • How much Gold Loan can I get per gram in Dena Bank?

You can profit up to ₹ 5,219 Per Gram in Dena Bank Gold Loan.

  • How to check Gold Loan status in Dena Bank?

The tracker website page is available for the applicants to check their gold loan status in Dena bank or you can just visit the nearest branch of the bank.

  • How to calculate Gold Loan Interest in Dena Bank?

You can calculate the amount of gold loan interest based on your recorded data by using the EMI calculator.

  • How to Pay Dena Bank Gold Loan Interest Online?

You can pay Dena Gold Loan interest online through net banking on the formal Dena Bank loan reimbursement web page or by choice, you can opt for Paytm using your preferred payment method.

  • What if I can’t pay the interest on Dena Bank Gold Loan for 3 months?

In case you haven’t paid interest on Dena Bank Gold Loan for 3 months, you will be warned in the starting and requested for paying the remaining amount. But if the hearing remains unheard then the bank will take the legal actions and will confiscate the ornaments.

  • How can I apply for EMI Moratorium on Dena Bank Gold Loan?

Applying for EMI Moratorium on Dena Bank Gold Loan between first March and 31st August 2020 is necessary. It can be done by visiting the Dena bank office nearby or by reaching the loan adviser.