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Dhanlaxmi Bank Gold Loan

    Gold Loan @ 7%

    Apply & Get Instant Money

    Dhanlaxmi Bank Gold Loan Key Features

    Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
    Dhanlaxmi Bank Gold Loan Interest Rate 7.25% per annum
    Dhanlaxmi Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,219
    Dhanlaxmi Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
    Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
    Gold Loan Repayment Tenure 3 Months to 24 Months
    Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

    Advantages of  Dhanlaxmi Bank Bank Gold Loan

    • Fast procedure: Get a gold loan from Dhanlaxmi Bank easily and quickly without hassle. The loan will be settled in just 60 minutes. 
    • A small number of documents: Documents are making steady progress. Less paperwork is required to get a gold loan from Dhanlaxmi Bank. 
    • Transparent system: Dhanlaxmi Bank offers clients a wide range of transparency. In other words, there are no unspecified charges.
    •  Loan Amount: The minimum loan amount that Dhanlaxmi Bank can offer to its clients is Rs. 15,000. In rural areas, it can be less than 10,000 rupees. 
    • Jewellery protection. It is important to note that the bank has full responsibility for protecting your money. After that, they kept the gold in a fireproof safe. 
    • Loan Term: The term of a gold loan from Dhanlaxmi Bank is three months to 2 years. Then you can choose your luxury accordingly. 
    • RancherProfit: Dhanlaxmi Bank offers several different deals for agricultural purposes. Dhanlaxmi Bank offers minimal interest rates on agricultural gold loans. 
    • No Debt: If the applicant is unable to repay the loan amount, the bank will confiscate only the applicant’s jewellery, which can lead to various situations such as the applicant not being in debt. 
    • No income boundaries: There are no restrictions on the applicant’s salary or income. From now on, anyone can apply for a gold loan from Dhanlaxmi Bank, regardless of the salary range. Life is full of anxiety and fear. Later you may need cash

    How Much Gold Loan can I Get through Dhanlaxmi Bank Gold Loan

    Dhanlaxmi Bank Gold Loan Per Gram – Updated September 2020

    Updated - Gold Loan Per Gram Rate

    Gold Weight

    Gold Purity

    Gold Purity

    Gold Purity

    Gold Purity

    24 Carat

    22 Carat

    20 Carat

    18 Carat

    1 gram

    4680 4290 3900 3510

    10 gram

    46800 42900 39000 35100

    20 gram

    93600 85800 78000 70200

    30 gram

    140400 128700 117000 105300

    40 gram

    187200 171600 156000 140400

    50 gram

    234000 214500 195000 175500

    100 gram

    468000 429000 390000 351000

    200 gram

    936000 858000 780000 702000

    300 gram

    1404000 1287000 1170000 1053000

    400 gram

    1872000 1716000 1560000 1404000

    500 gram

    2340000 2145000 1950000 1755000


    Dhanlaxmi Bank Gold Loan Eligibility


    18-70 years of age



    Employment Status

    Salaried, Self-Employed

    Gold Quality

    Minimum 18 Carats


    Dhanlaxmi Bank Gold Loan Documents Required


    2 Passport Size

    Identity Proof

    Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

    Residence Proof

    Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)


    Dhanlaxmi Bank Gold Loan Interest Rate, Fees and Charges

    HDFC Gold Loan Interest Rate

    7.00% per annum

    Processing Fee

    1.50% of the Principal Loan Amount

    Prepayment/Foreclosure Charges

    2%+GST (Within 3 Months), 0 (After 3 months)

    Valuation Fee

    Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

    Late Repayment Charges

    2% p.a. + Applicable rate of interest.

    Renewal Processing Fees

    Rs 350 + GST


    About Dhanlaxmi Bank Gold Loan

    Life is full of worries and fears. After that, you may need cash to deal with financial problems in your life. In this case, Dhanlaxmi Bank can offer you a gold loan to help you deal with the financial crisis. A gold loan is a safe loan. After that, people with a reduction in CIBIL can easily apply for this service.

    However, there are many financial banking and non-banking institutions that can give you a gold loan, but gold loans are considered the largest. Dhanlaxmi Bank was established in 1927. It is one of the most deceptive and persistent banks in India. It is also known for its strong economic characteristics. Transactions are very safe here.

    • Dhanlaxmi Bank Gold Loan Interest Rate is 7.25% per annum.
    • Dhanlaxmi Bank Gold Loan Per Gram is ₹ 5,219
    • Dhanlaxmi Bank Gold Loan Tenure: Up to 24 months
    • Dhanlaxmi Bank Gold Loan Processing Fee is Up to 1.50% of the principal Loan Amount + GST.

    Types of Dhanlaxmi Bank Gold Loan

    Dhanlaxmi Bank offers some schemes related to the Gold Credit element listed below:

    • Loans for Gold – Dhanlaxmi Bank offers Gold Loans in exciting steps that are important to meet the needs of all the critical asset, whether individual. Or professionally. The type of loan secures gold loans, and then the bank has no risk of giving all the loans to the applicant, so it will be given more slowly and best with a variety of loan items.
    • Loan instead of gold for agriculture – Dhanlaxmi Bank explicitly gives gold loans for agricultural purposes which are of rare interest when coupled with gold loans granted for various occasions. You will receive many offers, and at the time of taking the loan, you will have to show proof of land to the bank

    Dhanlaxmi Bank Gold Loan EMI Calculator

    Rate of Interest
    6 months
    1 Yr
    2 Yrs
    3 Yrs
    7.00% 17008 8652 4477 3088
    8.00% 17058 8699 4523 3134
    8.50% 17082 8722 4546 3157
    9.00% 17107 8745 4568 3180
    9.50% 17131 8678 4591 3203
    10.00% 17156 8791 4614 3227
    10.50% 17181 8815 4637 3250
    11.00% 17205 8838 4661 3274
    11.50% 17230 8861 4684 3298
    12.00% 17254 8885 4707 3321
    12.50% 17279 8908 4731 3345
    13.00% 17304 8932 4754 3369
    13.50% 17329 8955 4778 3393
    14.00% 17354 8979 4801 3418
    14.50% 17378 9002 4825 3442
    15.00% 17403 9026 4845 3466


    How to Pay Your Dhanlaxmi Bank Gold Loan EMI?

    • Standing Instruction (SI): If you have an account with Dhanlaxmi Bank, standing instruction is the most reliable payment method. Your total EMI will be logically credited to the Dhanlaxmi Bank account you specify by the end of the month.
    • Electronic Clearing Service (ECS): This program can be helpful in events where you have a non-Dhanlaxmi Bank and may require a fee for your EMI close to the monthly cycle limit of this dataset.
    • Post-dated check (PDC): You can deposit the post-dated EMI exam from a non-Dhanlaxmi Bank account to your nearest Dhanlaxmi Bank loan centre. another way

    Dhanlaxmi Bank Gold Loan Contact Number

    Call 9878981144 and get quick help and deal with your Dhanlaxmi Bank gold loan. Now you can find out about the Gold Loan Premium offers available at all Dhanlaxmi Bank branches across the country to get the best offer according to your requirements.

    Gold Ornaments Accepted by Dhanlaxmi Bank

    • Quality: the gold standard must be between 18 and 22 carats. Any 24 karat gold trim cannot be used to borrow gold.
    • Gold Ornaments: Dhanlaxmi Bank accepts Gold Bangles, Gold Rings, Gold Anklets, Gold Necklaces etc. for a gold loan

    Use of Dhanlaxmi Bank Gold Loan

    Assets are fixed with the availability of Dhanlaxmi Bank’s Gold Loan Facility:

    • Funding in investments like marriage, climbing, higher education expenses.
    • For all your marketing needs, sourcing new supplies, marketing development, etc., access to a line of credit.
    • You can apply for a gold loan for agricultural ideas. The bank offers a small interest rate for gold loans used for agriculture or related projects.


    FAQs About Dhanlaxmi Bank Gold Loan

    • What is Dhanlaxmi Bank Gold Loan?

    Dhanlaxmi Bank Gold Loan is a credit system that allows you to apply for urgent financial assistance by depositing gold in a bank as collateral. Besides, it offers high-interest rates on term loans, overdraft, and EMI-based loans. The expected withdrawal time for a gold loan at Dhanlaxmi Bank is only 45 minutes.

    • How can I get the Gold Loan from Dhanlaxmi Bank?

    Visit Dhanlaxmi Bank’s Gold Loan branch to get Dhanlaxmi Bank’s Gold Loans fluently, or sit at home and get the best deals and suggestions to sign up for Loannow online. Dhanlaxmi Bank is one of India’s largest banks offering gold loan functionality.

    • What is Gold Loan Interest Rate in Dhanlaxmi Bank?

    Dhanlaxmi Bank’s Gold Loan interest rate is 7.25% per year. Interest rates are affected by several factors: loan amount, loan terms, gold purity, relationship with Dhanlaxmi Bank.

    • How much Gold Loan can I get per gram in Dhanlaxmi Bank?

    At Dhanlaxmi Bank, you can get gold credit per gram depending on the purity of your gold. Dhanlaxmi Bank has decided to borrow gold between 18 carats and 22 carats to offer gold loans. You can avail up to Rs 5,219 per gram in Dhanlaxmi Bank Gold Loan.

    • How to check Gold Loan status in Dhanlaxmi Bank?

    To check your Dhanlaxmi Bank Gold Loan status, all you have to do is visit the Dhanlaxmi Bank Loan Status Tracker website and fill in your details in the form provided. You can imaginatively track the form and from where You can find out the status of your loan while you live.

    • How to calculate Gold Loan Interest in Dhanlaxmi Bank?

    You can calculate interest on your Dhanlaxmi Bank Gold Loan using the Loannow EMI Calculator, which will provide you with safe funds based on the information you put into the calculator.

    • How to Pay Dhanlaxmi Bank Gold Loan Interest Online?

    You can pay the interest of Dhanlaxmi Bank loan online through net banking on Dhanlaxmi Bank’s official loan settlement website, or you can repay your Dhanlaxmi Bank Gold loan on Paytm using your payment method.

    • What if I can’t pay the interest on Dhanlaxmi Bank Gold Loan for 3 months?

    If you do not pay the gold loan for three months, the bank will first notify you of the due payments. After that, if the payment request is not taken into account, a confirmed legal notice will be sent requesting compensation and termination of the loan. Failure to pay a gold loan will reduce your creditworthiness and will result in legal liability for the legal actions taken by the bank and for the foreclosure and auction of gold.

    • How can I apply for EMI Moratorium on Dhanlaxmi Bank Gold Loan?

    You can apply for the Dhanlaxmi Bank Gold Loan EMI Moratorium between March 1st and August 31st, 2020. it must be done by notifying the bank’s customer service department or by visiting the nearest branch of Dhanlaxmi Bank