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Fullerton Personal Loan

    Fullerton Personal Loan Features

    Fullerton Personal Loan Eligibility Criteria Details
    Fullerton Personal Loan Interest Rate 9.75% p.a.
    Fullerton Personal Loan Lowest EMI per lakh Rs 2112
    Fullerton Personal Loan Tenure 12 to 60 monthsFullerton Personal Loan
    Fullerton Personal Loan Processing Fee 1% to 2% of Loan Amount
    Fullerton Personal Loan Prepayment Charges Allowed after 12 Months (2 – 4 %)
    Fullerton Personal Loan Part Payment Charges Allowed after 12 Months (2 – 4 %) 
    Fullerton Personal Loan Min Loan Amt ₹ 50,000
    Fullerton Personal Loan Max Loan Amt ₹ 75 Lakh

    About Fullerton Personal Loan

    If a person needs finance, they can borrow from banks and NBFCs. There are different criteria to get a personal loan by checking your eligibility for obtaining the loan amount. It is multipurpose finance options and providing various benefits of taking a personal loan online. You can avail by comparing offers and finalizing the best one as per your needs.

    What is Fullerton Personal Loan?

    Fullerton Personal loan is an unsecured debt provided by various banks without depositing any mortgage or security. A person can use this loan for multi-purposes without any collateral and fulfil their unplanned requirements.

    Fullerton Personal Loan Interest Rate

    Interest rates range from 20% to 49% per annum.

    More About: Interest Rates on Personal Loan

    Eligibility Criteria for Fullerton Personal Loan

    Everyone is not eligible for a personal loan because it carries risk as it is unsecured. There are some rules on which the bank provides a personal loan.

    There are two types of applicants for Personal Loan.

    Salaried applicant:

    1. Firstly, the age of the applicant should be more than 21 years.
    2. After that, they should have to earn at least Rs. 18000 per month.
    3. And also the applicant should have work experience of three years at least.
    4. After that, they should have their salary directly in the bank account.
    5. Lastly, the credit score of the applicant should be good.

    Click here to know more about- Salaried Applicant

    Self-employed applicant:

    1. If the applicant is self-employed, Their age should be 25 years at least.
    2. And they should be filing ITR of last three years
    3. The applicant CIBIL score should also be good.
    4. Even their ITR should be of at least Rs. 2.5 Lakhs per annum.

    Click here to know more about- Self-employed Applicant

    Fullerton Personal Loan Documentation

    Salaried Individual

    Self Employed People

    Last 3 months salary slips & last 6 months bank statement

     ITR of 2.5 lac minimum for last 3 years

    Identity Proof: Aadhaar Card/Pan Card/Voter Id/ Driving License/ Passport

    Address Proof: Aadhaar Card/Pan Card/Voter     Id /Passport/Driver License and if the person is living in a rented apartment then rental agreement, electricity & water bill and owner€™s address

      Two colored photographs

     PAN Card photocopy

    Why should one take Fullerton Personal Loan?

    1. Very less processing charges
    2. Less documentation required
    3. Quick and hassle-free process
    4. No cosigner is required
    5. Affordable interest rates
    6. Collateral free Loan
    7. Easily available of loan

    Fullerton Personal Loan Purpose

    As the name is suggesting, a personal loan can be for any purpose:

    People get a personal loan for wedding purposes. You can quickly get a personal loan in very minimum time.
    Sometimes a personal loan is beneficial for higher education also.
    Some people get a personal loan for home renovation.
    Besides, people get a personal loan to close other debts.

    Click here to know about EMI Calculator

    Fullerton Personal Loan Advantages

    1. Firstly, interest rates are quite affordable.
    2. Thus, a person can quickly repay their loan amount.
    3. Secondly, this loaning scheme is unsecured.
    4. As a result, there is no requirement of collateral
    5. Furthermore, both the salaried and self-employed individuals can take benefits from this loan.
    6. Moreover, the principal amount is entirely dependent on the borrower’s documents submission.
    7. If an applicant CIBIL or credit score is right, you can get the loan amount without facing any problem.
    8. Now, you might be thinking about where I can use the loan amount.
    9. So, the answer to your question is anywhere. You can use it for paying your medical expenses, or you can go for an exotic vacation with the loan amount.
    10. Hence, personal loan comes with no spending restrictions.

    How one applies for Fullerton Personal Loan?

    Now it’s completely effortless to take a personal loan you to follow simple steps. Firstly, open our site ‘loannow’ and fill the required details along with your phone number. It requires very minimal time to enter such information.
    1. First, you need to visit our site
    2. Please, it is essential that the applicant fill their correct details.
    3. Now once you fill the form, all the work from your side is done.
    4. Then, our relationship manager will call you within 30 minutes and provide you the best guidance as well as offers and deals that you can get from a near location.
    5. Also, you don’t need to worry about paying anything as we provide free expertise.

    About Fullerton Personal Loan

    Fullerton India Credit Company Limited is a non-banking financial corporation, and its headquarter is in Mumbai offering financial products to rural households as well as small and medium enterprises all over India. It is a quick and hassle-free process to take Fullerton Personal Loan.

    Personal Loan Interest Rates: Updated

    Bank Interest Rates
    HDFC Bank 10.99% to 18%
    ICICI Bank 13.99% to 18%
    Fullerton India 17.25% to 32%
    Bajaj Finserv 13.99% to 16.75%
    Axis Bank 15.50% to 24%
    Standard Chartered Bank 15.75% to 22%
    Kotak Mahindra Bank 13.75% to 19%
    Andhra Bank 13.50% to 22%
    Bank of Baroda 13.50% to 19%
    Vijaya Bank 13.75% to 22%
    Corporation Bank 14.50% to 20%
    Allahabad Bank 13.70% to 20%