Fullerton Personal Loan Features
| Fullerton Personal Loan Eligibility Criteria | Details |
| Fullerton Personal Loan Interest Rate | 9.75% p.a. |
| Fullerton Personal Loan Lowest EMI per lakh | Rs 2112 |
| Fullerton Personal Loan Tenure | 12 to 60 monthsFullerton Personal Loan |
| Fullerton Personal Loan Processing Fee | 1% to 2% of Loan Amount |
| Fullerton Personal Loan Prepayment Charges | Allowed after 12 Months (2 – 4 %) |
| Fullerton Personal Loan Part Payment Charges | Allowed after 12 Months (2 – 4 %) |
| Fullerton Personal Loan Min Loan Amt | ₹ 50,000 |
| Fullerton Personal Loan Max Loan Amt | ₹ 75 Lakh |
About Fullerton Personal Loan
If a person needs finance, they can borrow from banks and NBFCs. There are different criteria to get a personal loan by checking your eligibility for obtaining the loan amount. It is multipurpose finance options and providing various benefits of taking a personal loan online. You can avail by comparing offers and finalizing the best one as per your needs.
What is Fullerton Personal Loan?
Fullerton Personal loan is an unsecured debt provided by various banks without depositing any mortgage or security. A person can use this loan for multi-purposes without any collateral and fulfil their unplanned requirements.
Fullerton Personal Loan Interest Rate
Interest rates range from 20% to 49% per annum.
More About: Interest Rates on Personal Loan
Eligibility Criteria for Fullerton Personal Loan
Everyone is not eligible for a personal loan because it carries risk as it is unsecured. There are some rules on which the bank provides a personal loan.
There are two types of applicants for Personal Loan.
Salaried applicant:
- Firstly, the age of the applicant should be more than 21 years.
- After that, they should have to earn at least Rs. 18000 per month.
- And also the applicant should have work experience of three years at least.
- After that, they should have their salary directly in the bank account.
- Lastly, the credit score of the applicant should be good.
Click here to know more about- Salaried Applicant
Self-employed applicant:
- If the applicant is self-employed, Their age should be 25 years at least.
- And they should be filing ITR of last three years
- The applicant CIBIL score should also be good.
- Even their ITR should be of at least Rs. 2.5 Lakhs per annum.
Click here to know more about- Self-employed Applicant
Fullerton Personal Loan Documentation
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Salaried Individual |
Self Employed People |
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Last 3 months salary slips & last 6 months bank statement |
ITR of 2.5 lac minimum for last 3 years |
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Identity Proof: Aadhaar Card/Pan Card/Voter Id/ Driving License/ Passport |
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Address Proof: Aadhaar Card/Pan Card/Voter Id /Passport/Driver License and if the person is living in a rented apartment then rental agreement, electricity & water bill and owners address |
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Two colored photographs |
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PAN Card photocopy |
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Why should one take Fullerton Personal Loan?
1. Very less processing charges
2. Less documentation required
3. Quick and hassle-free process
4. No cosigner is required
5. Affordable interest rates
6. Collateral free Loan
7. Easily available of loan
Fullerton Personal Loan Purpose
As the name is suggesting, a personal loan can be for any purpose:
People get a personal loan for wedding purposes. You can quickly get a personal loan in very minimum time.
Sometimes a personal loan is beneficial for higher education also.
Some people get a personal loan for home renovation.
Besides, people get a personal loan to close other debts.
Click here to know about EMI Calculator
Fullerton Personal Loan Advantages
1. Firstly, interest rates are quite affordable.
2. Thus, a person can quickly repay their loan amount.
3. Secondly, this loaning scheme is unsecured.
4. As a result, there is no requirement of collateral
5. Furthermore, both the salaried and self-employed individuals can take benefits from this loan.
6. Moreover, the principal amount is entirely dependent on the borrower’s documents submission.
7. If an applicant CIBIL or credit score is right, you can get the loan amount without facing any problem.
8. Now, you might be thinking about where I can use the loan amount.
9. So, the answer to your question is anywhere. You can use it for paying your medical expenses, or you can go for an exotic vacation with the loan amount.
10. Hence, personal loan comes with no spending restrictions.
How one applies for Fullerton Personal Loan?
Now it’s completely effortless to take a personal loan you to follow simple steps. Firstly, open our site ‘loannow’ and fill the required details along with your phone number. It requires very minimal time to enter such information.
1. First, you need to visit our site www.loannow.in
2. Please, it is essential that the applicant fill their correct details.
3. Now once you fill the form, all the work from your side is done.
4. Then, our relationship manager will call you within 30 minutes and provide you the best guidance as well as offers and deals that you can get from a near location.
5. Also, you don’t need to worry about paying anything as we provide free expertise.
About Fullerton Personal Loan
Fullerton India Credit Company Limited is a non-banking financial corporation, and its headquarter is in Mumbai offering financial products to rural households as well as small and medium enterprises all over India. It is a quick and hassle-free process to take Fullerton Personal Loan.
Personal Loan Interest Rates: Updated
| Bank | Interest Rates |
| HDFC Bank | 10.99% to 18% |
| ICICI Bank | 13.99% to 18% |
| Fullerton India | 17.25% to 32% |
| Bajaj Finserv | 13.99% to 16.75% |
| Axis Bank | 15.50% to 24% |
| Standard Chartered Bank | 15.75% to 22% |
| Kotak Mahindra Bank | 13.75% to 19% |
| Andhra Bank | 13.50% to 22% |
| Bank of Baroda | 13.50% to 19% |
| Vijaya Bank | 13.75% to 22% |
| Corporation Bank | 14.50% to 20% |
| Allahabad Bank | 13.70% to 20% |