Best Banks for Gold Loan in Kolkata
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
|
Interest Rate |
9.90% |
10.50% |
12% |
|
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
|
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
|
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
|
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
|
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
|
Overdraft Facility |
Yes |
Yes |
Yes |
|
Pay Only Interest Facility |
Yes |
Yes |
Yes |
|
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Kolkata Features
No cash left? Try not to put trouble on yourself, administration for Gold Loan is reachable for you. This credit is made sure about with least records. This advance will get permitted in 48 hours when the affirmation cycle is finished.
To take a Gold Loan, the contestant must have a usable gracefully of money related favourable position and holds a significant credit relic. Also, there are no limits on the worker’s compensation to apply for the Gold advance. Aspirant will have the option to utilize this gold advance whenever and from anyplace.
Gold Loan in Kolkata is a secured credit that has streamlined to the purchasers at low-evaluated financing costs.
Gold Loan Rate Per Gram Today in Kolkata
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
| 1 gram | 4680 | 4290 | 3900 | 3510 |
| 10 gram | 46800 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Kolkata Interest Rates and Charges
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Kolkata Documents Required
1. Address Proof:- Ration card/Telephone or Electricity Bill/Rental bill/Passport’s duplicate copy/Trade permit/Shop and Est. Permit/Sales Tax record.
2. Individuality Proof:- Passport’s Copy/Voter’s ID card/Aadhaar card/Driving License.
3. two passport size pictures
4. Signature Proof:- Passport’s Copy/Banker’s confirmation/Driving License/check.
Additional Documents Required for Gold Loan Kolkata
1. Certificate by the Ornament Evaluator (Bank will get that for aspirant).
2. Property Proof: In the occasion of Farming Loan of more than Rs.1 lac. At that point, the verification isn’t obligatory for connected agronomy purposes.
3. Proof of Revenue: Income Record and Form No.16
4. A Promissory Letter.
Gold Loan in Kolkata Eligibility Criteria
1. The aspirant ought to be a resident of India
2. The least age which Bank expects of the applicant is 21 years and most astounding as long as 60 years.
Gold Loan Kolkata Agent and Contact Number
Loannow is the essential specialist for profiting Gold Loan in Kolkata. You can apply online at Loannow or give a call at 9878981144 and get quick help and arrangement for Gold Loan in Kolkata.
Loannow will assist you with finding the ideal choice of Banks and NBFCs by offering you with a far-reaching market in evaluation to various banks so you can settle on the correct decision.
You can visit the supported site of Loannow and fill a structure with your own and business data. Our purchaser relationship delegates will call you soon.
Pre Calculated EMI Table for Gold Loan Kolkata
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
| 7.00% | 17008 | 8652 | 4477 | 3088 |
| 8.00% | 17058 | 8699 | 4523 | 3134 |
| 8.50% | 17082 | 8722 | 4546 | 3157 |
| 9.00% | 17107 | 8745 | 4568 | 3180 |
| 9.50% | 17131 | 8678 | 4591 | 3203 |
| 10.00% | 17156 | 8791 | 4614 | 3227 |
| 10.50% | 17181 | 8815 | 4637 | 3250 |
| 11.00% | 17205 | 8838 | 4661 | 3274 |
| 11.50% | 17230 | 8861 | 4684 | 3298 |
| 12.00% | 17254 | 8885 | 4707 | 3321 |
| 12.50% | 17279 | 8908 | 4731 | 3345 |
| 13.00% | 17304 | 8932 | 4754 | 3369 |
| 13.50% | 17329 | 8955 | 4778 | 3393 |
| 14.00% | 17354 | 8979 | 4801 | 3418 |
| 14.50% | 17378 | 9002 | 4825 | 3442 |
| 15.00% | 17403 | 9026 | 4845 | 3466 |
About Kolkata
Kolkata also rendered as Calcutta the official name until the year 2001 is the capital of the state of West Bengal, located on the eastern bank of the Hooghly River, approximately 80 km (50 mi) west of the border with Bangladesh.
It is the prime business, commercial and financial hub of eastern India and the main port of communication for the North-East Indian states, as well as having the 3rd largest urban economy of India. According to the year 2011 Indian census, Kolkata is the seventh-most famous city in India, with a population of 4.5 million residents within the city limits, and a population of over 14.1 million residents in the Kolkata Metropolitan Area, making it the third-most populous metropolitan area in India.
Gold Loan in other Cities
Gold Loan in other Cities |
|
| Gold Loan Delhi | Gold Loan Mumbai |
| Gold Loan Ahmedabad | Gold Loan Kolkata |
| Gold Loan Hyderabad | |
| Gold Loan Bangalore | Gold Loan Chennai |