What is Gold Loan Nidhipur?
Gold loan is the best option in the market if you are looking for a low rate of interest loan for personal use. You can use it for any purpose of yours. It has comparatively a low rate of interest as compared to other loans like personal loan etc. It is an immediate finance option with quick disbursal. So, avail the Gold Loan Nidhipur and fulfill all your desires.
Gold Loan Nidhipur Eligibility Criteria
- There are some eligibility criteria that the applicant has to qualify to get a gold loan. These are:
- Firstly, the applicant should be a citizen of India.
- Secondly, the minimum age of the applicant should be 18 years.
- Furthermore, to apply for a gold loan, you should have a minimum of 10 grams of gold.
Documents Required for Gold Loan
- The process of documentation of the gold loan is very simple but still, there are certain documents that are required to get the loan.
- Residence Proof: Proof of residence is required to get a gold loan. It can be (Aadhar Card/PAN Card/Ration Card/ Electricity Bill of last three months with the name of the applicant/ Telephone Bill of last three months with the name of applicant / Passport Copy).
- Identity Proof: Proof of identity is required. Anyone of the listed proofs is accepted (Aadhar Card/Voters Card/Driving License/ Passport).
- In Addition to that, 2 passports sized colored photographs are required.
- Proof of ownership of land is required if you are applying for an agriculture gold loan.
Interest Rates Gold Loan Nidhipur
- In general, the loan is available at very less rates of interest. The reason behind that is, the gold loan falls in the category of secured loans. So, the interest rates are less than that of a personal loan or any other kind of loans.
- The gold loan starts from an interest rate of 10.75% per annum.
- Though the interest rates keep on changing time to time and person to person but still, the gold loan is available at 1% per month interest rate.
Features of Gold Loan Nidhipur
- The Gold Loan comes with so many features, listed below.
- First of all the gold loan is very easy to apply.
- After that, the gold Loan has quick disbursal.
- Furthermore, the interest rates on the gold loan are the least in comparison to other loans.
- Besides that, the documentation process is simple and hassle-free.
- Finally, there is no requirement of a good credit score to avail this loan.
How to apply?
- First of all the applicant needs to visit www.loannow.in
- After that, the applicant needs to fill the application and the required information.
- The applicant should fill the contact number.
- Finally, the applicant gets a call from our side if he/she is eligible for the loan.
About Nidhipur
Nidhipur is a small village in Gurudijhatia Tehsil in the district of Cuttack in Orissa.
Gold Loan Interest Rate of Major Banks
Bank |
Interest Rates |
HDFC Bank Gold Loan |
10.00% 14.50% |
ICICI Gold Loan |
10.00% 16.10% |
Muthoot Finance Gold Loan |
12.00% 24.00% |
Axis Bank Gold Loan |
14.50% 17.00% |
Manappuram Gold Loan |
19.00% 26.00% |
Yes Bank Gold Loan |
10.00% 15.99% |
Bank of India Gold Loan |
19.00% 26.00% |
Federal Bank Gold Loan |
11.75% 13.50% |
IIFL Gold Loan |
12.00% 12.00% |
Central Bank of India Gold Loan |
12. 90% 14.65% |
Canara Bank Gold Loan |
12.65% 12.65% |
Andhra Bank Gold Loan |
11.70% 10.45% |
Induslnd Bank Gold Loan |
11.15% 15.75% |
PNB Gold Loan |
10.75% 11.75% |
Bajaj Finance Gold Loan |
14% 26% |
Bandhan Bank Gold Loan |
11.5% 14.5% |
DCB Bank Gold Loan |
14% 16% |
SBI Gold Loan |
11.05%-15% |
Indian Bank Gold Loan |
10.00% 15.99% |
UCO Bank Gold Loan |
19.00% 26.00% |
Kotak Mahindra Bank Gold Loan |
11.75% 13.50% |
Syndicate Bank Gold Loan |
12.00% 12.00% |