Why lock your gold in the cupboard? Unlock its value with the gold loan. This is the safest way to utilize it in its best form, and you wont lose your gold until you are paying the nominal rate of interest to the financial institutions who are providing you the loan. It is like mortgaging your gold to fulfill your short term financial needs.
Interest rate Rampur
Gold loan is an affordable loan, as secured as well. You will get the loan at a very low rate of interest. The rate is 10.7% per annum and only 1% per month. If you can pay before the maturity date, you can easily repay the principal amount, and you will be charged only 0-2% of the total loan amount as pre-closure of the loan.
Eligibility to apply for Gold Loan Rampur
If you want to qualify for the gold loan, you need to be qualified in the following categories-
First of all, your minimum age should be 18 years old.
After that, you should be an Indian citizen.
Furthermore, if you are applying for a gold loan, you should at least have 10 grams of gold. As a result, the minimum amount of loan is Rs.18000 to Rs.20000.
Also, if you are a senior citizen, you should be at the age of 70 years at the maturity of the loan.
The purity of gold should lie between 18 karats to 20 karats.
Advantages of Gold Loan
Even if you dont have any fixed income, you will get a loan. You dont need to show any salary proof or income proof; you can get the loan if you have gold.
You dont need to show your credit history or any proof.
Very few documents are required to get the loan done. Thus, getting a gold loan is easy and hassle-free.
The interest rate will be very low, as compared to a personal loan.
You can even get an agricultural gold loan at a very nominal rate of interest.
Gold loan is the most simple and convenient form of loan.
Processing time of the gold loan is less, and you will get your loan amount in few hours.
Documents required for Gold Loan Rampur
To get the loan against gold is very simple and convenient; still, there are few documents required for the loan-
After that, th applicant has to submit a proof of residence, if you are applying for gold loan. These proofs can include, ADHAAR CARD/ PAN CARD/ electricity bill of last three months with the name of the applicant/ passport copy.
Proof of identity is mandatory. These can be the voters card/ driving license/ Aadhar card/ passport.
Besides, the applicant should attach two colored passport-sized photographs to get the loan.
Also, Proof of ownership of land is necessary if you are applying for agricultural gold loan.
And, If you stay in a rented house, your rental agreement will be required.
How to apply for Gold Loan Rampur?
First of all, you need to visit on our website www.loannow.in
After that, you need to fill a form of your basic details along with your contact number.
Next, When you have submitted the form successfully, all you need to do is sit back and relax.
Furthermore, our relationship manager will soon be in touch with you.
Moreover, once you decided from where you have to take the loan, all you need to do is take the gold to the bank and get the required amount as per the weight of your gold.
Also, in less than 24 hours, your gold loan will be sanctioned.
In addition to this, By availing gold loan from www.loannow.in, you will be getting the best interest rate in the market along with higher loan to value ratio.
Our services are totally free; you dont need to pay anything extra.
Rampur is a city and a municipality headquarter of Rampur District in the Indian state of Uttar Pradesh. It was formerly known for its various industries, including sugar refining and cotton milling.