In this money oriented world, gold too has helped its keeper to be financially stable. Gold Loan is a secured loan in which the applicant keeps his/her gold ornaments as collateral to the banks and non-banking financial companies in exchange of money. Apply for a Gold Loan Robertsganj on our website, loannow.in, and discover various possibilities made reality solely for you.
Interest Rates of Gold Loan Robertsganj
Gold loans are secured loans, which makes it easier for customers and banks to communicate with trust and assurance.
The minimum interest rate is 10.75% per annum or less than 1% per month.
Moreover, the foreclosure services are available only after the completion of the 1st year of the loan tenure. The prepayment fee is 0-2% of the total amount of the loan.
In addition to this, the Processing fee is 0-2% of the total amount of the loan.
Eligibility Criteria for Gold Loan Robertsganj
Firstly, the applicant should be a permanent citizen of India.
Secondly, the eligible age for applying for a gold loan is from 18 years to 60 years.
Thirdly, the applicant should have more than 10 grams of gold ornaments.
Lastly, the purity of gold should be from 18 carats to 22 carats.
Benefits of a Gold Loan
To begin with, almost all banks and NBFCs today offer gold loans for their customers. Gold loans appeal to a lot of customers.
Moreover, getting this financial product requires minimal documentation. Well, if you are thinking to apply for a gold loan, then you made the right choice.
Furthermore, Gold loans are considered secure loans as it builds a trust relationship between the customer and the lenders.
In addition to this, the processing time of a gold loan is less than 30 minutes with the smooth and time-saving application and evaluation process.
Documentation for Gold Loan Robertsganj
To start with, the applicant should attach two passport sized photographs with the application form.
Next, the applicant should attach one proof of Identity. It can be PAN Card /Voter ID Card/ Aadhar Card / Passport/ Driving License.
Also, the applicant should attach one residence proof. It can be Voter ID Card/ PAN Card/ Aadhar card/ Passport/ Driving License/ Ration Card/ Rental Agreement or Lease Agreement / Utility bills.
How to apply online for a Gold Loan?
Firstly, fill in your required details in the web form on loannow.in
After that, we will be in touch with you within 30 minutes.
Furthermore, if you justify the eligibility criteria, we will choose the loan which suits you the best.
In addition to this, submit the required documents with our representative, who will get in touch with you.
Lastly, receive the loan amount on the same day.
To begin with, our website provides you a deal according to your profile and requirements.
Next, we provide you with exclusive one-on-one deals through our expert relationship managers.
Also, we will suggest you the deals and offers which are available in your specific region.
Lastly, you can avail maximum funding and lowest interest rates with your desired bank.
Robertsganj is a Hindi speaking City in District Sonbhadra of Uttar Pradesh State, India. It comes under Mirzapur Division.It is at a distance of 371 km from State capital Lucknow.