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Gold Loan Una

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    Why Gold Loan Una


    Overcome your crises with the best possible option-Gold Loan. No need to wait so long or stand in a queue for the approval of your loan. Get instant approval and hassle free process. Available on simple documentation. So apply for gold loan Una and avail the best offers on your product.
     
    What is Gold Loan?

    The loan that is given against gold, is known as Gold Loan. This includes the gold ornaments of the borrower excluding the diamond articles and mangal sutra. The borrower keeps his gold ornaments as collateral with the lender and takes the money against those ornaments.. Many go for the fulfillment of their short term goal through gold loans, such as their child’s education, marriage or other family problems. Many think that instead of keeping it idle at home or in a locker, the gold loan is the best option.

     
    About Una:

    Una is one of the districts of the North Indian state Himachal Pradesh. Una is home to the Kila, which is a historical fort and an ancestral home of the descendants of the first guru of the Sikhs, Guru Nanak. The various spiritual places to visit in Una are Chintpurni and Baba Balak Nath temples, Bhadurkali Mata Mandir, Dhunsar Mahadev Temple etc.

     
    Advantages of taking Gold loan:-

    • Easy and Hassel-free Process
    • Approval in 30 minutes
    • Simple Documentation
    • Dedicated Assistance
    • No salary certificate or credit card history is required
    • Lowest Interest Rate

    Interest Rate of Gold Loan


    Interest Rate:

    • Generally gold loan is available at the interest rate of 11.5% to 14.5%
    • ROI for tenure less than 1 year is also available at 1%
    • Processing fees equals to 2000
    • Borrower will be given an option to pay only interest during the entire term and at the end of the tenure, you can pay complete borrowed amount in a single shot

    Eligibility & Documents

    Check Your Eligibility:

    • Age: 21 years and above
    • Profession: Anybody with Steady source of income including: Bank€™s Employees, Pensioners

      • Documents

      • Identity Proof (Passport Copy/ Voters ID card/ PAN Card/Aadhaar Card).
      • Address proof(Passport/ Electricity Bill/Telephone bill/ Aadhaar Card).
      • Signature proof ( Passport/ PAN Card/Banker€™s verification/ cheque).
      • 2 passport size photographs

      Know about the terms and conditions:

      • Foreclosure Charges- charges that are to be paid when the loan is closed before the tenure is completed.
      • foreclosure charges can be up to 1%.The minimum loan tenure is 6 Months.
      • So foreclosure charges after 6 months are 0.
      • Charges for late payment of loan Amount
      • 2% p.a. as penal interest over and above the applicable rate of interest.