HDB Personal Loan

HDB Personal Loan Features

HDB Personal Loan Eligibility Criteria Details
HDB Personal Loan Interest Rate 9.75% p.a.
HDB Personal Loan Lowest EMI per lakh Rs 2112
HDB Personal Loan Tenure 12 to 60 months
HDB Personal Loan Processing Fee 1% to 2% of Loan Amount
HDB Personal Loan Prepayment Charges Allowed after 12 Months (2 – 4 %)
HDB Personal Loan Part Payment Charges Allowed after 12 Months (2 – 4 %) 
HDB Personal Loan Min Loan Amt ₹ 50,000
HDB Personal Loan Max Loan Amt ₹ 75 Lakh

Why HDB Personal Loan?


  1. Know your personal loan eligibility in 1 minute, available online and across all branches.
  2. Highly competitive interest rates for personal loans.
  3. Get instant approval for your loan
  4. Special personal loan offers* for women employees.

HDB Personal Loan Documents

Documents Required for a Personal Loan

Simple and easy documentation for personal loans (though documentation varies from individual to individual). The document requirement is based on your profession, income and loan requirement.

  1. Proof of identity: Copy of passport/voter ID card/driving license
  2. Last 6 months bank statements
  3. Latest 3 salary slips
  4. PAN Card copy
  5. Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
  6. Photographs

HDB Personal Loan Eligibility

A personal loan is known as  FINANCE money that you borrow from a bank or other financial organization for your personal, rather than business Personal Loan Eligibility Criteria

Regular Income Group: This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.

Eligibility Criteria:

  1. Age: 21-60 years.
  2. Employment: Minimum 1 year of current experience
  3. Earning: Minimum income: Rs. 15,000/- per month net income