ICICI Bank Personal Loan

ICICI Bank Personal Loan Features

ICICI Bank Personal Loan Eligibility Criteria Details
ICICI Bank Personal Loan Interest Rate 9.75% p.a.
ICICI Bank Personal Loan Lowest EMI per lakh Rs 2112
ICICI Bank Personal Loan Tenure 12 to 60 months
ICICI Bank Personal Loan Processing Fee 1% to 2% of Loan Amount
ICICI Bank Personal Loan Prepayment Charges Allowed after 12 Months (2 – 4 %)
ICICI Bank Personal Loan Part Payment Charges Allowed after 12 Months (2 – 4 %) 
ICICI Bank Personal Loan Min Loan Amt ₹ 50,000
ICICI Bank P ersonal LoanMax Loan Amt ₹ 75 Lakh

Why ICICI Bank Personal Loan


  1. Know your personal loan eligibility in 1 minute, available online and across all branches.
  2. Highly competitive interest rates for personal loans.
  3. Get instant approval for your loan
  4. Special personal loan offers* for women employees.

ICICI Personal Loan Documents

Documents Required for a Personal Loan

Simple and easy documentation for personal loans (though documentation varies from individual to individual). The document requirement is based on your profession, income and loan requirement.

  1. Proof of identity: Copy of passport/voter ID card/driving license
  2. Last 6 months bank statements
  3. Latest 3 salary slips
  4. PAN Card copy
  5. Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
  6. Photographs


ICICI Bank Personal Loan Eligibility

A personal loan is known as FINANCE money that you borrow from a bank or other financial organization for your personal, rather than business

Personal Loan Eligibility Criteria

Regular Income Group: This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.

Eligibility Criteria:

  1. Age: 21-60 years.
  2. Employment: Minimum 1 year of current experience
  1. Earning: Minimum income: Rs. 15,000/- per month net income