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IndusInd Bank Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

IndusInd Bank Gold Loan Key Features

Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
IndusInd Bank Gold Loan Interest Rate 7.25% per annum
IndusInd Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,291
IndusInd Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Gold Loan Repayment Tenure 3 Months to 24 Months
Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of IndusInd Bank Gold Loan:

  • Active Mechanism: IndusInd Bank Gold Loan works hurriedly and flawlessly. The loan gets passed within an hour.
  • Lesser Documents: The IndusInd bank direct for vital documents with less paperwork.
  • Transparent System: The IndusInd bank doesn’t make money by charging for no reason.
  • Amount of Loan: The calculable amount of numbers that the IndusInd bank offers are Rs. 15000 and Rs. 10000 to the clients and provincial living people respectively.
  • Safety of Jewellery: The IndusInd bank provides full fire-proof protection to the golds,
  • Loan Tenure: The loan tenure for IndusInd bank can be between 3 months to 2 years. Interested applicants can avail accordingly.
  • Benefits for Farmers: IndusInd Bank produces exciting offers for the agro economics-related fields.
  • No Debt Burden: There are times when you can not repay the sum on time, no worries, the IndusInd bank will seize your gold embroideries.
  • No Income Bonds: Income doesn’t justify the IndusInd Bank loaning system. Anyone can apply for a gold loan.

How Much Gold Loan can I Get through IndusInd Bank Gold Loan?

IndusInd Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000


IndusInd Bank Gold Loan Eligibility:


18-70 years of age



Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats


IndusInd Bank Gold Loan Documents Required:


2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)


IndusInd Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST


About IndusInd Bank Gold Loan

Dealing with financial problems? Here is the solution, IndusInd Bank established in 1994 is the safest solution for the person who is in urgent requirement of money to fulfill their short term and long term needs. The IndusInd bank provides banking facilities to the customers at minimal interest rates. It has an excellent name in the eyes of their clients and all over the nation.

  • IndusInd Gold Loan Interest Rate is7.25% per annum
  • IndusInd Gold Loan Per Gram is ₹5,219
  • IndusInd Gold Loan Tenure: Up to 24 months
  • IndusInd Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of IndusInd Bank Gold Loan

  • Loan Against Gold – IndusInd Bank provides gold loans known for the most trustworthy loan that avails loans at an attractive interest rate with good financing. Thus, the bank grants a huge amount with surety to the customers apart from other loans.
  • Loan Against Gold for Agriculture – IndusInd  Bank provides Gold Loans to the agricultures with special benefits as no other form of loan offers. the farmers are being asked to provide the land certificates in which the purpose behind loaning the huge amount is mentioned.

IndusInd Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466


How to Pay Your IndusInd Bank Gold Loan EMI?

  • Standing Instruction (SI): If you are a current account holder with IndusInd Bank, Standing Instruction is the most suitable method of atonement. Your EMI amount will be credited automatically towards the month to month lasting period from the IndusInd Bank account you show.
  • Electronic Clearing Service (ECS): This function can be applied if you have a non-IndusInd Bank record and might need your EMIs to be charged monthly from the present account.
  • Post-Dated Checks (PDC): You can introduce post-dated EMI calculation from a non-IndusInd Bank statement at your closest IndusInd Bank Loan Center. A new version of PDCs should be presented immediately.

IndusInd Bank Gold Loan Contact Number

Call 9878981144 for doubts or queries regarding IndusInd Bank Gold Loan.

Gold Ornaments Accepted by IndusInd Bank

  • Gold Jewellery:  Gold bangles, gold rings, gold bracelets, etc are passable by the IndusInd bank.
  • Quality: The gold embellishments should be of pure quality around 18-22 carats.

Use of IndusInd Bank Gold Loan

  • For outlining personal investments like climbing, education fees, etc.
  • For planning retailing services for example; launching new products, selling goods, etc.
  • For loaning farmers and providing advantages for the related activities besides.


FAQs About IndusInd Bank Gold Loan

  • What is IndusInd Bank Gold Loan?

IndusInd Bank Gold Loan is the best option if you are in urgent need of money. Pledge your gold in the bank and get loans at a low-interest rate.

  • How can I get the Gold Loan from IndusInd Bank?

You can receive IndusInd Bank Gold Loan by visiting any of the gold advance centres of IndusInd Bank or you can apply online with loannow from the comforts of your home.

  • What is Gold Loan Interest Rate in IndusInd Bank?

The Gold Loan Interest Rate in IndusInd Bank is 7.25% per annum.

  • How much Gold Loan can I get per gram in IndusInd Bank?

You can profit up to ₹ 5,219 Per Gram in IndusInd Bank Gold Loan.

  • How to check Gold Loan status in IndusInd Bank?

Visit the tracker’s web page of IndusInd bank to find out gold loan status in IndusInd bank.

  • How to calculate Gold Loan Interest in IndusInd Bank?

You can calculate accurate numbers of gold loan interest in IndusInd bank based on your entered data by using the EMI calculator.

  • How to Pay IndusInd Bank Gold Loan Interest Online?

You can pay IndusInd Bank Gold Loan interest online through net banking or can opt for Paytm.

  • What if I can’t pay the interest on IndusInd Bank Gold Loan for 3 months?

In case you haven’t paid interest on IndusInd Bank Gold Loan for 3 months, you will be assisted in the starting funding of the pending dues. But if the hearing remains muted then the bank will officially put the legal charges against you and will confiscate the gold decorations.

  • How can I apply for EMI Moratorium on IndusInd Bank Gold Loan?

Apply for EMI Moratorium on IndusInd Bank Gold Loan between first March and 31st August 2020 and must be completed by calling the Bank customer care or visiting the closest IndusInd Bank office.