OBC Bank Personal Loan

OBC Bank Personal Loan Features

Why OBC Bank Personal Loan

Features

1. Know your Personal loan eligibility in 1 minute, available online and across all branches.
2. Highly competitive interest rates for personal loans.
3. Special offers, interest rates and nominal charges for Oriental Bank of Commerce account holders.
4. Special personal loan offers* for women employees.

Benefits

1. Simple documentation
2. Competitive pricing
3. Personal loan disbursal in just 2 days*
4. Transparent procedure
5. Personal loans available for Marriage and other Personal Needs
6. Apply online for OBC Bank Personal Loan and Get Loan Approval in 4hrs

OBC Bank Personal Loan Documents

 Documents:

Simple and easy documentation for OBC Bank Personal Loans (though documentation varies from individual to individual). The document requirement is based on your profession, income and loan requirement.

1. Proof of identity: Copy of passport/voter ID card/driving license
2. Last 3 months bank statement/6 months bank passbook
3. Latest salary slip/ current dated salary certificate with the latest Form 16
4. Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport

OBC Bank Personal Loan Eligibility

Eligibility Criteria

Regular Income Group: This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.

Eligibility Criteria:

1. Age: 21-60 years.
2. Employment: Have had a job for at least 2 years and a minimum of 1 year with your current employer
3. Earning: Minimum income: Rs. 12,000/- per month net income

Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Calcutta, Ahmedabad, Cochin)

* Interest rate can vary as per individual’s portfolio.
* All loans repayment period are over 6 months. No short term loans.
* Credit at sole discretion of the Banks we have a tie-up with.
* The Organisation do not charge money from customers.