OBC Bank Personal Loan Features
| OBC Bank Personal Loan Eligibility Criteria | Details |
| OBC Bank Personal Loan Interest Rate | 9.75% p.a. |
| OBC Bank Personal Loan Lowest EMI per lakh | Rs 2112 |
| OBC Bank Personal Loan Tenure | 12 to 60 months |
| OBC Bank Personal Loan Processing Fee | 1% to 2% of Loan Amount |
| OBC Bank Personal Loan Prepayment Charges | Allowed after 12 Months (2 – 4 %) |
| OBC Bank Personal Loan Part Payment Charges | Allowed after 12 Months (2 – 4 %) |
| OBC Bank Personal Loan Min Loan Amt | ₹ 50,000 |
| OBC Bank Personal Loan Max Loan Amt | ₹ 75 Lakh |
Why OBC Bank Personal Loan
Features
- Know your Personal loan eligibility in 1 minute, available online and across all branches.
- Highly competitive interest rates for personal loans.
- Special offers, interest rates and nominal charges for Oriental Bank of Commerce account holders.
- Special personal loan offers* for women employees.
Benefits
- Simple documentation
- Competitive pricing
- Personal loan disbursal in just 2 days*
- Transparent procedure
- Personal loans available for Marriage and other Personal Needs
- Apply online for OBC Bank Personal Loan and Get Loan Approval in 4hrs
OBC Bank Personal Loan Documents
Documents:
Simple and easy documentation for OBC Bank Personal Loans (though documentation varies from individual to individual). The document requirement is based on your profession, income and loan requirement.
- Proof of identity: Copy of passport/voter ID card/driving license
- Last 3 months bank statement/6 months bank passbook
- Latest salary slip/ current dated salary certificate with the latest Form 16
- Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
OBC Bank Personal Loan Eligibility
Eligibility Criteria
Regular Income Group: This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.
Eligibility Criteria:
- Age: 21-60 years.
- Employment: Have had a job for at least 2 years and a minimum of 1 year with your current employer
- Earning: Minimum income: Rs. 12,000/- per month net income
Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Calcutta, Ahmedabad, Cochin)
Gold Loan Interest Rate of Major Banks
|
Bank |
Interest Rates |
|
7.25% – 14.50% |
|
| 7.25% – 16.10% | |
| Muthoot Finance Gold Loan |
7.25% – 24.00% |
| 7.25% – 17.00% | |
| Manappuram Gold Loan |
7.25% – 26.00% |
| 7.25% – 15.99% | |
| Bank of India Gold Loan |
7.25% – 26.00% |
| 7.25% – 13.50% | |
| IIFL Gold Loan |
7.25% – 12.00% |
| 7.25% – 14.65% | |
|
7.25% – 12.65% |
|
| Allahabad Bank Gold Loan |
7.25% – 10.45% |
| 7.25% – 15.75% | |
| PNB Gold Loan |
7.25% – 11.75% |
| 7.25% – 26% | |
| SBI Gold Loan |
7.25% – 15.99% |
| 7.25% – 15.99% | |
| UCO Bank Gold Loan |
7.25% – 26.00% |
| 7.25% – 13.50% | |
| Syndicate Bank Gold Loan |
7.25% – 12.00% |