Oriental Bank of Commerce Gold Loan

Oriental Bank of Commerce Gold Loan Gold Loan Key Features

Advantages of Oriental Bank of Commerce Bank Gold Loan:

• Speedy Practice: Oriental Bank of Commerce Gold Loan offers instant approval and dedicated serviceability.
• Lesser Documents: The Oriental Bank of Commerce needs only vital documents for approval and also has a blunt procedure.
• Vitreous Structure: The Oriental Bank of Commerce has a transparent system of no extra or covered charges.
• Amount of Loan: The total amount of credit given to the customers in Oriental Bank of Commerce is Rs. 15000 and for the rural kinship it is Rs. 10000.
• Safety of Jewellery: The Oriental Bank of Commerce entirely takes responsibility if the golds with attentive security.
• Loan Tenure: The duration of the lending loan by the Oriental Bank of Commerce can be from 3 months to 2 years. It completely depends upon your requirement.
• Benefits for Farmers: Oriental Bank of Commerce discovers a surprising interest rate for the farmers.
• No Debt Burden: Sometimes the situation is not similar, ups and downs in life happen and thereby you cannot pay the amount back. But you have to remain burden free from any obligations.
• No Income Bonds: Income margins do not define the loan availing criteria of the Oriental Bank of Commerce. Everybody can be up for that.

How Much Gold Loan can I Get through Oriental Bank of Commerce Gold Loan:

Oriental Bank of Commerce Gold Loan Per Gram – Updated September 2020

Oriental Bank of Commerce Gold Loan Eligibility:

Oriental Bank of Commerce Bank Gold Loan Documents Required:

Oriental Bank of Commerce Gold Loan Interest Rate, Fees, and Charges:

About Oriental Bank of Commerce Gold Loan:

Gold Loan includes gold products of the borrower taken in custody of the bank to provide loans to the people who are poverty-stricken or who need money to meet the short-term and long-term ends. Oriental Bank of Commerce Gold Loan grants these life-changing opportunities to the people to bring happiness. It not only provide loans but minimizes the interest rate. Oriental Bank of Commerce is regarded as a banking institution, it offers interesting gold loan deals and offers.

• Oriental Bank of Commerce Gold Loan Interest Rate is7.25% per annum
• Oriental Bank of Commerce Gold Loan Per Gram is ₹5,219
• Oriental Bank of Commerce Gold Loan Tenure: Up to 24 months
• Oriental Bank of Commerce Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Oriental Bank of Commerce Gold Loan:

• Loan Against Gold – Gold Loan provides a feasible rate of interest to the customers who want to satisfy their monetary needs. Oriental Bank of Commerce Gold Loan apart from other groups of loans in terms of banking rate is recommendable. The bank has no issues in lending money to the needful as it offers interest at a minimal rate.
• Loan Against Gold for Agriculture – Oriental Bank of Commerce provides Gold Loans respectively for horticultural ideas at extraordinary borrowing rate as compared to gold loans given for other reasons. They are given special offers and you need to give the bank Land details to approve your documents for further process.

Oriental Bank of Commerce Gold Loan EMI Calculator:

How to Pay Your Oriental Bank of Commerce Gold Loan EMI?

• Standing Instruction (SI): If you are a current account holder with Oriental Bank of Commerce Bank, Standing Instruction stands as the perfect method. You can easily credit your EMI from the Oriental Bank of Commerce account.
• Electronic Clearing Service (ECS): This stage is suitable if you have a non-Oriental Bank of Commerce record and you need to charge your EMI monthly from this account.
• Post-Dated Checks (PDC): You can here and now show post-dated EMI evaluations from a non-Oriental Bank of Commerce statement at your closest Oriental Bank of Commerce Loan Center. A new version of PDCs should be introduced on time.

Oriental Bank of Commerce Gold Loan Contact Number:

Call 9878981144 and get help in a moment. Any queries, doubts regarding the Oriental Bank of Commerce Gold Loan can be resolved.

Gold Ornaments Accepted by Oriental Bank of Commerce:

• Gold Jewellery:  Essentially  Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc. all of these are agreed by the Oriental Bank of Commerce for availing a Gold Loan.
• Quality: The purity of gold should lie between 18 Carat to 22 Carat.

Use of Oriental Bank of Commerce Gold Loan:

The funds gained by availing the Oriental Bank of Commerce Gold Loan service can be utilized for several reasons-

• Life is not vulnerable, we face individually as well as professional challenges that are difficult to achieve. Thus we can use the funding in accomplishing the given targets.
• Apart from personal some commercial requirements are need to be fulfilled, like, the supply of original goods, expanding the business online.
• You can avail of Gold Loan for horticultural purposes. The bank gives lower prices of interest for Gold Loans that are utilized for cultivation.

FAQs About Oriental Bank of Commerce Bank Gold Loan

• What is the Oriental Bank of Commerce Gold Loan?

Oriental Bank of Commerce Bank Gold Loan helps in obtaining loans against gold ornaments. Gold loans are given at a fair rate of interest.

• How can I get the Gold Loan from the Oriental Bank of Commerce?

You can get the Oriental Bank of Commerce Bank Gold Loan by visiting the gold loan center of Oriental Bank of Commerce Bank or you can apply online with loannow from home.

• What is the Gold Loan Interest Rate in Oriental Bank of Commerce?

The Gold Loan Interest Rate in Oriental Bank of Commerce Bank is 7.25% per annum.

• How much Gold Loan can I get per gram in Oriental Bank of Commerce?

You can profit up to ₹ 5,219 Per Gram in Oriental Bank of Commerce Bank Gold Loan.

• How to check Gold Loan status in Oriental Bank of Commerce?

The tracker website page is available for the applicants to check their gold loan status in Oriental Bank of Commerce bank or you can just visit the nearest branch of the Oriental Bank of Commerce bank.

• How to calculate Gold Loan Interest in Oriental Bank of Commerce?

You can calculate the exact figures of the Oriental Bank of Commerce gold loan interest based on your entered data by using the EMI calculator.

• How to Pay Oriental Bank of Commerce Gold Loan Interest Online?

You can pay Oriental Bank of Commerce Gold Loan interest online through the net banking facility on the official Oriental Bank of Commerce loan compensation home page or repay your Oriental Bank of Commerce Gold Loan on Paytm.

• What if I can’t pay the interest on the Oriental Bank of Commerce Gold Loan for 3 months?

Either you pay the money when the first warning is given otherwise face the legitimate actions that the bank takes against you.

• How can I apply for the EMI Moratorium on Oriental Bank of Commerce Gold Loan?

Apply for EMI Moratorium for Oriental Bank of Commerce by visiting the loan office of the Oriental Bank of Commerce branch or by contacting the loan adviser.