Skip to content

Personal Loan For Northern Railway Employees

    What is a Personal Loan?

    A Personal Loan is an unsecured loan. It helps you meet your urgent money needs. Therefore, there is no need to give any security. We give the best loan offers on Personal Loan For Northern Railway Employees at Apply online to book your personal loan now!

    What is the Eligibility for Personal loan For Northern Railway Employees?

    Age Criteria 21-65 years of age.
    Work Experience Min. 6 months in the current organisation. (Preferred)
    Total Work Exp. a total work experience of 2 years (varies from bank to bank)
    Min. Net IncomeAt least, Rs. 15000/- per month.
    (may vary depending upon your profile).
    CIBIL720 or more with a good credit history.

    What are the documents needed for availing a Personal Loan?

    Identity Proof Passport ; PAN card ; Aadhar Card ; Voter ID card ; Driving license.
    2 Photographs.
    Residential Proof Passport ; Driving License ; Voter ID ; Electricity bill. (Not older than 3 months)
    Income Proof Latest 3 months€™ income slip as well as 6 months€™ bank account statement.
    Also, Form 16 of last 2 years.
    Age ProofPassport ; PAN Card ; Birth Certificate ; Employee ID Card.

    Benefits on Personal Loan For Northern Railway Employees?

    1. Personal Loans For Northern Railway Employees start at 12.25%.

    2. Banks offer loans for pensioners at lowest rates for a tenure of upto 5 years until 75 years of age.

    What are the Fees and Charges associated with a Personal Loan?

    Processing charges Upto 2% on loan loan amount (Varies from bank to bank)
    Pre-closure chargesNIL to 5% on outstanding loan amount. ( Varies from bank to bank )

    The Northern Railway is one of the 18 Railway zones of India and the northernmost zone of the Indian Railways. Its headquarters is New Delhi Baroda House near India Gate. The Jewel Set in the Crown of Indian Railways remains the largest zone in terms of route Kilometers. Northern Railway now comprises of 5 Divisions-Ambala, Delhi, Ferozpur, Lucknow and Moradabad.

    We offer Personal Loan to Railway Employees working in the following departments:

    Why apply via
    One Stop for all your financial needs

    Instant online approval

    Expert guidance and relentless support!

    Read more about Personal Loans