Personal Loan Interest Rates

Personal Loan at 10.75% p.a

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When a person planning to go for next dream vacation with your loved ones or marriage function, a personal loan offers the benefit of quick access to funds and no need for collateral to be put up as security, It’s a way to get finance otherwise it would have been challenging with a regular paycheck.

What is Personal Loan?

Personal loan is unsecured debt provided by various banks without depositing any mortgage or security. A person can use this loan for multi purposes without any collateral and fulfill their unplanned requirements.

Personal Loan Benefits and Features

Interest Rate: Rate of Interest on Personal loan is lower than the competitors.

No Collateral: A Loan is approved without any security.
Simple Documentation: Process of documentation is Hassle free.
Quick Loan Approval: Avail the same day loan disbursement.
Multipurpose finance: The applicant can use the funds for any purposes.
Loan Amount: The amount of loan is up to 20 lakhs.
No Third party involvement: No need for a cosigner for the transaction.
Hassle free: It€™s a quick and easy process loan approval.

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Documentation for Aditya Birla Personal Loan

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months€™ salary slips

Last 2 years Balance Sheet

Last 3 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

Eligibility for Personal Loan

Now, everyone can get a personal loan. They just have to follow some essential criteria to get a Personal Loan which is as:-

There are two categories of applicant
Salaried applicant –
Self-employed applicant-

Minimum age 18+ years for both types of applicants.
Secondly, the maximum age of the applicant should be less than 60 years.
than also, minimum Income Rs 22,000 per month and maximum Rs 5 lakhs gross annual receipt.
And, minimum work experience 24 months for salaried as well as self-employed applicants.
Both types of the applicant must have Good CBIL score.
Also, their Nationality must be Indian.

Click here to know more about- Eligibility Criteria

How to apply for Personal Loan?

A person can easily apply for a loan if they are eligible for taking a personal loan. Firstly, you have to fulfill the online application form, and then you will get a callback from our relationship manager who will guide you about your queries. Furthermore, it is more quickly and hassle-free process.

Steps to Apply:

First of all, visit www.lownnow.in on Google.
After that, fill the application form for the personal loan.
Then, you will get a call back within 5 minutes, with proper guidance.
If you are eligible, then your loan will get approved within 10 minutes.

Why is Loannow the best to get Personal Loan?

Firstly, it responds to the customer€™s queries very quickly.
Besides that, the personal loan interest rates we offer are less as compared to other financial and non-financial institutes.
Furthermore, here, you can easily compare the rate of interest with other competitors.
And here, you will get proper guidance from our relationship managers.
If you apply on the loannow, you will get a facility of document pickup from your doorstep.

Personal Loan Interest Rates 

Banks
Company CAT A
Company CAT B
Other Companies
ICICI Bank
11.49% €“ 16%
14%
17%
11.49% €“ 14.75%
13.00%
16%
12.5% €“ 14%
14%
14.00% €“ 17%
State Bank of India/SBI (SBI Saral)
13.50%
15.50%
16.50%
21% €“ 32%
21% €“ 32%
17.25% €“ 28.5%
14%
16%
17% €“ 20%
Bank of India
15%
15%
15%
Transfer your personal loan to HDFC Bank
As Low As 11.30%

More About: Interest Rates on Personal Loan