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Personal Loan Ropar

    About Personal Loan Ropar

    Personal Loan Ropar


    Personal Loans €“ Get finance for your every need

    Dreaming of a vacation, a perfect wedding, home renovation or a much desired gadget, you no longer need to wait to realize your dreams. Make your life picture perfect with a Personal Loan.

    Advantages of Personal Loan Ropar

    • Wide range of product to choose from
    • Guidance throughout the process, making home buying hassle free
    • Doorstep service at your comfort
      Simplified documentation
    • Sanction without having selected a property
    • Flexible repayment options
    • Insurance options for home loan at attractive premium
    • Apply Online and Get Quick Approval
    • Personal Loan online Approval in 2hrs.
    • Check your Personal Loan Eligibility.

    Personal Loan Eligibility

    Eligibility Criteria for Personal Loan Ropar

    Banks provides you with personal loan to fulfill your dreams with minimum documentation:

    For Salaried Individuals

    Criteria*

    Salaried

    Age

    22 years €“ 65 years.

    Salaried individuals with minimum monthly income Rs.15,000 (Rs.20,000 for applicants residing in Mumbai & Delhi; Rs.18,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata; For Others Rs. 12,000)

    Total years in job/profession

    2 Years

    Years in current residence

    1 Year (One Day if in a Super A Company)

    For Self Employed Individuals

    Criteria*

    Self Employed

    Age

    23 years (self employed individuals) and 25 years (for doctors); Maximum age €“ 65 years

    Minimum Turnover

    Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials

    Minimum Profit After Tax

    Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials

    Business Stability

    In current business for at least 5 years and minimum 3 years for doctors

    Existing relationship with the bank

    Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track asrequired

    Personal Loan Documents


    Documents Required for Personal Loan Ropar

    Banks provides you with personal loan to fulfill your dreams with minimum documentation:

    List of documents for Salaried

    1. Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
    2. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
    3. Latest 3 months Bank Statement (where salary/income is credited).
    4. Salary slips for last 3 months.
    5. 2 Passport Size photographs.
    6. List of documents for Self-Employed

    KYC Documents : Proof of Identity; Address proof; DOB proof.

    1. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
    2. Income proof (audited financials for the last two years).Latest 6 months Bank statement.
    3. Office address proof.
    4. Proof of residence or office ownership.
    5. Proof of continuity of business.

    About Ropar: Ropar is a newly created fifth “Divisional Headquarters” of Punjab comprising Ropar, Mohali, and its adjoining districts. It is also one of the bigger sites belonging to the Indus Valley Civilization.