Pragathi Krishna Gramin Bank Gold Loan

Gold Loan at 7.25% p.a

Apply & Get Instant Money

Pragathi Krishna Gramin Bank Gold Loan Key Features

Pragathi Krishna Gramin Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Pragathi Krishna Gramin Bank Gold Loan Interest Rate 7.25% per annum
Pragathi Krishna Gramin Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,219
Pragathi Krishna Gramin Bank Processing Fee 1.50% of the Principal Loan Amount
Pragathi Krishna Gramin Bank Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Pragathi Krishna Gramin Bank Repayment Tenure 3 Months to 24 Months
Pragathi Krishna Gramin Bank Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Pragathi Krishna Garmin Bank Gold Loan:

  • Active Mechanism: Pragathi Krishna Gramin Bank Gold Loan allow quick loan sanctioning. The advance is given within an hour.
  • Minor Credentials: Minimum credentials are required in Pragathi Krishna Gramin as the documentation process is simple and direct.
  • Vitreous Structure: The Pragathi Krishna Gramin Bank has a fine system. It does not charge an extra amount.
  • Amount of Loan: The loan amount for Pragathi Krishna Gramin Bank is Rs. 15000 and for people living in rustic areas is Rs. 10000.
  • Safety of Jewellery: Safety of ornaments is compulsory and the Pragathi Krishna Gramin bank should look forward and protect it from fire-catching areas.
  • Loan Tenure: The time limit for availing of loans in Pragathi Krishna Gramin Bank is between 3 months to 2 years. The candidate can choose it based on their requirements.
  • Benefits for Farmers: Pragathi Krishna Gramin bank gives various advantages to the farmers.
  • No Debt Burden: Applicants must not worry about the debt charges as the Pragathi Krishna Gramin bank will only grab their ornaments for a certain time.
  • No Income Bonds: Income does not affect the loaning system of Pragathi Krishna Gramin bank.

How Much Gold Loan can I Get through Pragathi Krishna Gramin Bank Gold Loan:

Pragathi Krishna Gramin Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Pragathi Krishna Garmin Bank Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Pragathi Krishna Garmin Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Pragathi Krishna Garmin Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About Pragathi Krishna Gramin Bank Gold Loan

Gold Loan is a secured loan that provides a huge sum to the persons who require money to satisfy the personal or professional requirements in exchange for gold. Pragathi Krishna Gramin Bank Gold Loan approves the quick loan having a hassle-free process. The bank is recognized as the best banking service with a large number of clients applying for it.

  • Pragathi Krishna Gramin Gold Loan Interest Rate is7.25% per annum
  • Pragathi Krishna Gramin Gold Loan Per Gram is ₹5,219
  • Pragathi Krishna Gramin Gold Loan Tenure: Up to 24 months
  • Pragathi Krishna Gramin Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Pragathi Krishna Garmin Bank Gold Loan

  • Loan Against Gold –Pragathi Krishna Gramin Bank provides loan serviceability to those who desire for money so that they can accomplish the goals. It provides a loan at least the banking rate in comparison with other loans. thus, the bank can easily lend the amount to the applicants.
  • Loan Against Gold for Agriculture – Pragathi Krishna Gramin Bank not only provides advantageous offers to the farmers but loan them at a low banking rate when compared to other forms of loans. Additionally,  the farmers need to present land-evidence for which they are taking loans.

Pragathi Krishna GraminVikas Grameena Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Pragathi Krishna Gramin Bank Gold Loan EMI?

  • Standing Instruction (SI): For the repayment, Standing Instruction is the dependable method if you are a current account holder of Pragathi Krishna Gramin Bank.  You will get your EMI credited easily from this account.
  • Electronic Clearing Service (ECS): Apply the following process only and only if you have a non-Pragathi Krishna Gramin Bank record and might need your EMIs to be charged on a month to month basis from Pragathi Krishna Gramin account.
  • Post-Dated Checks (PDC): You can show post-dated EMI analyzes from a non-Pragathi Krishna Gramin  Bank statement at your closest Pragathi Krishna Gramin Bank Loan Center. A new version of PDCs should be shown immediately.

Pragathi Krishna GraminVikas Bank Gold Loan Contact Number

Call 9878981144 and asks for the favorable deals and offers that Pragathi Krishna Gramin bank provides.

Gold Ornaments Accepted by Pragathi Krishna Gramin Bank

  • Gold Jewellery: Considerably, Gold Bangles, Gold rings, Gold anklets, Gold necklaces, are the ornaments that the bank accepts.
  • Quality: The gold should be pure and must be between 18 Carat to 22 Carat and should not exceed the limit.

Use of Pragathi Krishna Gramin Bank Gold Loan:

  • The amount acquired by Pragathi Krishna Gramin Bank Gold Loan can be utilized in a way to fulfill our expenses.
  • Expanding a marketing career is also the foremost thing that can be achieved.
  • Agricultural activities are to be done on time and thus, the amount obtained by Pragathi Krishna Gramin Bank Gold Loan can be used.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.25% – 14.50%

ICICI Gold Loan

7.25% – 16.10%
Muthoot Finance Gold Loan

7.25% – 24.00%

Axis Bank Gold Loan

7.25% – 17.00%
Manappuram Gold Loan

7.25% – 26.00%

Yes Bank Gold Loan

7.25% – 15.99%
Bank of India Gold Loan

7.25% – 26.00%

Federal Bank Gold Loan 

7.25% – 13.50%
IIFL Gold Loan

7.25% – 12.00%

Central Bank of India Gold Loan

7.25% – 14.65%

Canara Bank Gold Loan

7.25% – 12.65%

Allahabad Bank Gold Loan

7.25% – 10.45%

Induslnd Bank Gold Loan

7.25% – 15.75%
PNB Gold Loan

7.25% – 11.75%

Bajaj Finance Gold Loan

7.25% – 26%
SBI Gold Loan

7.25% – 15.99%

Indian Bank Gold Loan

7.25% – 15.99%
UCO Bank Gold Loan

7.25% – 26.00%

Kotak Mahindra Bank Gold Loan

7.25% – 13.50%
Syndicate Bank Gold Loan

7.25% – 12.00%

 

FAQs About Pragathi Krishna Garmin Bank Gold Loan

  • What is Pragathi Krishna Garmin Bank Gold Loan?

Pragathi Krishna Garmin Bank Gold Loan implements its loaning scheme to the needy customers in exchange for gold gems. The interest rate at which they avail the loan is less and has a simple documentation process.

  • How can I get the Gold Loan from Pragathi Krishna Garmin Bank?

The applicant can get Pragathi Krishna Garmin Bank Gold Loan by visiting the gold advance centers of Pragathi Krishna Garmin  Bank or you can apply online with loannow .

  • What is Gold Loan Interest Rate in Pragathi Krishna Garmin Bank?

The Gold Loan Interest Rate in Pragathi Krishna Garmin is 7.25% per annum.

  • How much Gold Loan can I get per gram in Pragathi Krishna Garmin Bank?

You can profit up to ₹ 5,219 Per Gram in Pragathi Krishna Garmin Bank Gold Loan.

  • How to check Gold Loan status in Pragathi Krishna Garmin  Bank?

The tracker website page is available for the applicants to check their gold loan status in the Pragathi Krishna Garmin bank or you can just visit the nearest branch of the Pragathi Krishna Garmin bank.

  • How to calculate Gold Loan Interest in Pragathi Krishna Garmin Bank?

Calculations regarding gold loan interest in Pragathi Krishna Garmin Bank must be done by the EMI calculator.

  • How to Pay Pragathi Krishna Garmin Bank Gold Loan Interest Online?

You can pay Pragathi Krishna Garmin Bank Gold Loan interest online through net banking or by choice, you can also repay your Pragathi Krishna Garmin Gold Loan on Paytm or prefer the most-used payment method.

  • What if I can’t pay the interest on Pragathi Krishna Garmin Bank Gold Loan for 3 months?

If the customer has not paid the interest on Pragathi Krishna Garmin Bank Gold Loan for 3 months even after warning them, then, they have to anyhow face the legal actions bank takes, and also the Pragathi Krishna Garmin bank will take their gold ornaments.

  • How can I apply for EMI Moratorium on Pragathi Krishna Garmin Bank Gold?

Apply for EMI Moratorium on Pragathi Krishna Garmin Bank Gold Loan in mid from 31 March to 22 August or can visit Pragathi Krishna Garmin bank office or contact loan, adviser.