Punjab and Sind Bank Gold Loan

Gold Loan at 7.25% p.a

Apply & Get Instant Money

Punjab and Sind Bank Gold Loan Gold Loan Key Features

Loan Amount Up to Rs. 1 Crore (With Income Proof)
Punjab & Sind Bank Gold Loan Gold Loan Interest Rate 7.25% per annum
Punjab & Sind Bank Gold Loan Gold Loan Per Gram Rate Per Gram Today is ₹ 5,219
Processing Fee 1.50% of the Principal Loan Amount
Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Repayment Tenure 3 Months to 24 Months
Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Punjab and Sind Bank Gold Loan:

  • Active Mechanism: Punjab and Sind Bank Gold Loan gives easy and speedy approval. the loan gets disbursed within an hour.
  • Lesser Documents: The documentation is done with speed and it is almost inconsequential since the vital documents are supposed to be brought.
  • Vitreous Structure: The processing fee is meagre and Punjab and Sind bank do not charge any supplementary amount.
  • Amount of Loan: Rs 15000 is the high price that the Punjab and Sind bank offers. It goes down to 10000 for provincial areas.
  • Safety of Jewellery: The Punjab and Sind bank holds the responsibility of gold adornments. It is safely kept away from fire catching locations.
  • Loan Tenure: The period of the loan in Punjab and Sind is definitely from 3 months to 2 years. Correspondence to the needs and interests of individuals, you can demand the same.
  • Benefits for Farmers: Punjab and Sind Bank offers the alluring interest rates to the farmers.
  • No Debt Burden: Unable to repay the amount? It is not an issue, the Punjab and Sind bank will confiscate the gold gems until you repay the sum.
  • No Income Bonds: Income has never been a trouble for the Punjab and Sind Bank in amounting gold loans to the needy ones.

How Much Gold Loan can I Get through Punjab and Sind Bank Gold Loan:

Punjab and Sind Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Punjab and Sind Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Punjab and Sind Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Punjab and Sind Bank Gold Loan Interest Rate, Fees, and Charges:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

About Punjab and Sind Bank Gold Loan:

If you urgently require cash to meet the short term and long term necessities. Punjab and Sind Bank Gold Loan is all time available to serve you with the world’s most phenomenal commercial ministration. The bank will grant you the advance at a low-rate of interest with high funding. It is recommended as the best financing institute. If you want your gold to be safe and secure the Punjab and Sind Bank are reachable.

  • Punjab and Sind Bank Gold Loan Interest Rate is7.25% per annum
  • Punjab and Sind Bank Gold Loan Per Gram is ₹5,219
  • Punjab and Sind Bank Gold Loan Tenure: Up to 24 months
  • Punjab and Sind Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Punjab and Sind Bank Gold Loan

  • Loan Against Gold – Gold Loan is a secured loan that gives advance at an affordable rate of interest to the customers who wish to accomplish their goals but is cashless. Punjab and Sind Bank Gold Loan is completely different from other groups of loans as it offers a low-interest rate and thus, the bank has no issue in lending them a large sum.
  • Loan Against Gold for Agriculture – Punjab and Sind Bank provides Gold Loans to farmers for cultivation and other related activities. They are given special offers. But they need to hand them the land documents that prove their approval for loans.

Punjab and Sind Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Punjab and Sind Bank Gold Loan EMI?

  • Standing Instruction (SI): Being an active member of Punjab and Sind Bank will help you in crediting your EMI monthly with the present record. Thus, Punjab and Sind Bank is a trustworthy method.
  • Electronic Clearing Service (ECS): This event is allowed only and only if you have non-Punjab and Sind Bank record and wish that your EMIs gets debited monthly from the present account.
  • Post-Dated Checks (PDC): You can introduce post-dated EMI evaluations from a non-Punjab and Sind Bank statement at your nearest Punjab and Sind Bank Loan Center. A new version of PDCs should be presented immediately.

Punjab and Sind Bank Gold Loan Contact Number:

Call 9878981144 and solve your problems or know about various interesting deals and offers by Punjab and Sind Bank Gold Loan.

Gold Ornaments Accepted by Punjab and Sind Bank:

  • Gold Jewellery:  Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc. are applicable in Punjab and Sind.
  • Quality: The quality of pure gold should be between 18 Carat to 22 Carat.

Use of Punjab and Sind Bank Gold Loan:

  • Investment done for gold loan is usable in the attaining paths to fulfill our interests like housing, education, medications.
  • Socializing your business in various areas can be achievable through the amount obtained.
  • This fund can be utilized for agro-economists who work hard for us.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.25% – 14.50%

ICICI Gold Loan

7.25% – 16.10%
Muthoot Finance Gold Loan

7.25% – 24.00%

Axis Bank Gold Loan

7.25% – 17.00%
Manappuram Gold Loan

7.25% – 26.00%

Yes Bank Gold Loan

7.25% – 15.99%
Bank of India Gold Loan

7.25% – 26.00%

Federal Bank Gold Loan 

7.25% – 13.50%
IIFL Gold Loan

7.25% – 12.00%

Central Bank of India Gold Loan

7.25% – 14.65%

Canara Bank Gold Loan

7.25% – 12.65%

Allahabad Bank Gold Loan

7.25% – 10.45%

Induslnd Bank Gold Loan

7.25% – 15.75%
PNB Gold Loan

7.25% – 11.75%

Bajaj Finance Gold Loan

7.25% – 26%
SBI Gold Loan

7.25% – 15.99%

Indian Bank Gold Loan

7.25% – 15.99%
UCO Bank Gold Loan

7.25% – 26.00%

Kotak Mahindra Bank Gold Loan

7.25% – 13.50%
Syndicate Bank Gold Loan

7.25% – 12.00%

 

FAQs About Punjab and Sind Bank Gold Loan

  • What is Punjab and Sind Bank Gold Loan?

Punjab and Sind Bank Gold Loan expedites its clients in getting a credit against gold at an engaging price of interest.

  • How can I get the Gold Loan from Punjab and Sind Bank?

You can gain Punjab and Sind Bank Gold Loan by heading any of the gold advance centers of Punjab and Sind Bank or you can apply online with loannow .

  • What is Gold Loan Interest Rate in Punjab and Sind Bank?

The Gold Loan Interest Rate in Punjab and Sind Bank is 7.25% per annum.

  • How much Gold Loan can I get per gram in Punjab and Sind Bank?

You can profit up to ₹ 5,219 Per Gram in Punjab and Sind Bank Gold Loan.

  • How to check Gold Loan status in Punjab and Sind Bank?

The tracker website page is available for the clients to revise their gold loan status in Punjab and Sind Bank or you can just visit the nearest branch of the bank.

  • How to calculate Gold Loan Interest in Punjab and Sind Bank?

You can calculate the exact figures of gold loan interest in Punjab and Sind Bank, based on your entered data by using the EMI calculator.

  • How to Pay Punjab and Sind Bank Gold Loan Interest Online?

Punjab and Sind Bank Gold Loan interest should be paid online via net banking on the official Punjab and Sind Bank loan compensation web page or you can also repay your Punjab and Sind Bank Gold Loan on Paytm.

  • What if I can’t pay the interest on Punjab and Sind Bank Gold Loan for 3 months?

In case you haven’t paid interest on Punjab and Sind Bank Gold Loan for 3 months, you will be advised politely for paying the pending dues. But if the hearing goes unheard then the bank will put a legal notice for not interest and also your precious gold is taken into Punjab and Sind Bank’s custody.

  • How can I apply for EMI Moratorium on Punjab and Sind Bank Gold Loan?

Applicants can readily apply for EMI Moratorium on Punjab and Sind Bank Gold Loan by visiting the Punjab and Sind Bank office branch or it can be done by approaching the loan guider.