RBS Personal Loan Features
|RBS Personal Loan Eligibility Criteria||Details|
|RBS Personal Loan Interest Rate||9.75% p.a.|
|RBS Personal Loan Lowest EMI per lakh||Rs 2112|
|RBS Personal Loan Tenure||12 to 60 months|
|RBS Personal Loan Processing Fee||1% to 2% of Loan Amount|
|RBS Personal Loan Prepayment Charges||Allowed after 12 Months (2 – 4 %)|
|RBS Personal Loan Part Payment Charges||Allowed after 12 Months (2 – 4 %)|
|RBS Personal Loan Min Loan Amt||₹ 50,000|
|RBS Personal Loan Max Loan Amt||₹ 75 Lakh|
Why Royal Bank of Scotland Personal Loan
- Know your Personal loan eligibility in 1 minute, available online and across all branches.
- Highly competitive interest rates for personal loans.
- Special offers, interest rates and nominal charges for Royal Bank of Scotland account holders.
- Special personal loan offers* for women employees.
- Simple documentation
- Competitive pricing
- Personal loan disbursal in just 2 days*
- Transparent procedure
- Personal loans available for Marriage and other Personal Needs
- Apply online for Royal Bank of Scotland Personal Loan and Get Loan Approval in 4hrs
RBS Personal Loan Documents
Simple and easy documentation for RBS Personal Loans (though documentation varies from individual to individual). The document requirement is based on your profession, income and loan requirement.
- Proof of identity: Copy of passport/voter ID card/driving license
- Last 3 months bank statement/6 months bank passbook
- Latest salary slip/ current dated salary certificate with the latest Form 16
- Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
RBS Personal Loan Eligibility Criteria
Regular Income Group: This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.
- Age: 21-60 years.
- Employment: Have had a job for at least 2 years and a minimum of 1 year with your current employer
- Earning: Minimum income: Rs. 12,000/- per month net income
Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Calcutta, Ahmedabad, Cochin)