Sarva UP Gramin Bank Personal Loan

Personal Loan at 10.75% p.a

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Sarva UP Gramin Bank Personal Loan Features

Sarva UP Gramin Bank Personal Loan Eligibility Criteria Details
Sarva UP Gramin Bank Personal Loan Interest Rate 9.75% p.a.
Sarva UP Gramin Bank Personal Loan Lowest EMI per lakh Rs 2112
Sarva UP Gramin Bank Personal Loan Tenure 12 to 60 months
Sarva UP Gramin Bank Personal Loan Processing Fee 1% to 2% of Loan Amount
Sarva UP Gramin Bank Personal Loan Prepayment Charges Allowed after 12 Months (2 – 4 %)
Sarva UP Gramin Bank Personal Loan Part Payment Charges Allowed after 12 Months (2 – 4 %) 
Sarva UP Gramin Bank Personal Loan Min Loan Amt ₹ 50,000
Sarva UP Gramin Bank Personal Loan Max Loan Amt ₹ 75 Lakh

About Sarva UP Gramin Bank Personal Loan

Sarva UP Gramin Bank was established on 30 November 2007 as a regional rural bank in Uttar Pradesh. The Sarva UP Gramin Bank has 501 branches around 17 districts. Punjab National Bank sponsors the Bank.

What is Personal Loan?

Personal loan is an unsecured debt, that means it does not require any mortgage against the loan amount. You can get a Personal Loan of Sarva UP Gramin Bank based on your eligibility and there is no restriction on the usage you can use the funds for any purpose.

Sarva UP Gramin Bank Personal Loan Interest Rate

The interest rates on Sarva UP Gramin Bank Personal Loan depends upon the eligibility of a person and it starts from 10.75% and the processing fee is up to 2% of the loan amount.

More About: Interest Rates on Personal Loan

Tenure of Sarva UP Gramin Bank Personal Loan

The tenure of the Sarva UP Gramin Bank Personal Loan is from 1 year to 5 years. If you want to close your loan before the tenure of the loan to get rid of the interest rates than you can do so.

Why should one take Sarva UP Gramin Bank Personal Loan?

  1. First of all, the charges for processing fees are less or very little.
  2. Secondly, they require less or simple documentation.
  3. Next, the process of approval is quick and hassle-free.
  4. And, there is no cosigner required.
  5. Also, it provides an affordable rate of interest.
  6. Lastly, the loan given by them is Collateral free.

Documents required for Sarva UP Gramin Bank Personal Loan

  1. Identity Proof: Voters ID card, Passport, Driving license, Aadhaar card.
  2. Address Proof: Ration Card, Passport, Electricity Bill, Rental agreement, Trade License, and Sales Tax Certificate.
  3. Banks Statement: Statement of the previous six months.
  4. Latest ITR: Income Tax Return with computation of income, Balance sheet, and Profit& Loss for the last two years certified by a Chartered Accountant.
  5. Proof of Continuation : Trade License, Sales-tax Certificate.

Sarva UP Gramin Bank Personal Loan Eligibility

  1. First of all, the age of the applicant should be 21-60 years.
  2. And, their current work experience is a minimum of 1 month
    and a maximum of two years
  3. Besides that, the minimum salary should be Rs. 12,000 to 18,000 per month.

Sarva UP Gramin Bank Personal Loan Purpose

  1. First of all, people get a personal loan for wedding purposes.
  2. Also, a personal loan is beneficial for higher education too.
  3. Some people get a personal loan for home renovation also.
  4. Besides, people get a personal loan to settle their existing debts.

Click here to know about- EMI Calculator

Sarva UP Gramin Bank Personal Loan Advantages

  1. Firstly, interest rates are quite affordable to the borrower.
  2. Thus, the person can quickly repay their loan amount.
  3. Secondly, there is no requirement for any collateral.
  4. Furthermore, both the salaried and self-employed applicant can take the benefits from this loan.
  5. Moreover, the principal amount entirely depends on the borrower€™s eligibility and documentation.
  6. If the borrower credit score is good, they can get the loan amount without facing any problem.

How one applies for Sarva UP Gramin Bank Personal Loan?

  1. It takes minimal effort to apply for a Sarva UP Gramin Bank Personal Loan; all you need is to follow the simple steps, and Now, once you are on our site, you need to fill your necessary details along with your mobile number.
  2. First, you need to visit our website www.loannow.in
  3. Please, it is essential that the applicant provide their correct contact details.
  4. Now once you fill the form, all the work is done.
  5. Then, our relationship manager will call you within 30 minutes and provide you the best offers and deals.
  6. Also, you don’t need to worry about paying anything as we provide free expertise to you.

Gold Loan Interest Rate of Major Banks

Bank

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7.25% – 13.50%
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Central Bank of India Gold Loan

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7.25% – 12.65%

Allahabad Bank Gold Loan

7.25% – 10.45%

Induslnd Bank Gold Loan

7.25% – 15.75%
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7.25% – 11.75%

Bajaj Finance Gold Loan

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Indian Bank Gold Loan

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