Telangana Grameena Bank Gold Loan

Gold Loan at 7.25% p.a

Apply & Get Instant Money

Telangana Grameena Bank Gold Loan Key Features

Telangana Grameena Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Telangana Grameena Bank Gold Loan Interest Rate 7.25% per annum
Telangana Grameena Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,219
Telangana Grameena Bank Processing Fee 1.50% of the Principal Loan Amount
Telangana Grameena Bank Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Telangana Grameena Bank Repayment Tenure 3 Months to 24 Months
Telangana Grameena Bank Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Telangana Gramin Bank Gold Loan:

  • Quick Approval: Telangana Grameena Bank Gold Loan has faster processing and convenient processing. the loan gets easily approved in an hour.
  • Lesser Documents: The documentation process of Telangana Grameena Bank is basal and to the point.
  • Fine Structure: The Telangana Grameena bank takes no concealed amount from its clients.
  • Amount of Loan: The calculable sum given is Rs. 15000, and for the people includes from rural areas is Rs. 10000.
  • Safety of Jewellery: The protection of gold is in the hands of the Telangana Grameena bank. It should be stored safely from flame-catching areas.
  • Loan Tenure: The loan given to the applicants of the gold loan in Telangana Grameena bank is from 3 months to 2 years. Choose the time of consulting your requirements.
  • Advantages for Farmers: Telangana Grameena Bank brings up special offers for the peasants to perform agricultural activities.
  • No Debt Burden: The applicants won’t be charged under debt if they are unable to repay the amount of Telangana Grameena bank.
  • No Income Bonds: Income of the applicant could be anything, that is; less or more because the Telangana Grameena bank does not avail loan on a salary basis.

How Much Gold Loan can I Get through Telangana Grameena Bank Gold Loan?

Telangana Grameena Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Telangana Gramin Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Telangana Gramin Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Telangana Gramin Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About Telangana Grameena Bank Gold Loan:

Life becomes tough when there are a lot of many problems together. Financial difficulties are the worst one could ever experience. Telangana Grameena Bank has a beneficial scheme related to money-making. It provides a large sum to the clients who visit the bank for the urgent need of money and keep their gold securely and safely. The Telangana Grameena Bank serves with stunning financing services.

  • Telangana Grameena Bank Gold Loan Interest Rate is7.25% per annum
  • Telangana Grameena Bank Gold Loan Per Gram is ₹5,219
  • Telangana Grameena Bank Gold Loan Tenure: Up to 24 months
  • Telangana Grameena Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Telangana Gramin Bank Gold Loan

  • Loan Against Gold – Gold Loan is a procured loan that provides a feasible rate of interest to the applicants who want to fulfill their demands as of a person or an expert by making money. Telangana Gramin Bank Gold Loan bears no resemblance to other forms of loans in particulars concerning the banking rate. The bank has no concern in lending sum to the meagers as it offers interest at a slighter rate.
  • Loan Against Gold for Agriculture – Telangana Gramin Bank provides Gold Loans to farmers at an exclusive banking rate as compared to gold loans used for some other reasons. They are presented special offers and you have to hand the bank Land credentials for which you are taking the Loan.

Telangana Gramin Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Telangana Gramin Gold Loan EMI?

  • Standing Instruction (SI): If you are a current account holder with Telangana Gramin  Bank, Standing Instruction is the preferred repayment method. EMI will be credited from the present account automatically.
  • Electronic Clearing Service (ECS): This service is required if you have a non-Telangana Gramin Bank record and must belonging for your EMIs to be charged monthly from this account.
  • Post-Dated Checks (PDC): You can air post-dated EMI appraisal from a non-Telangana Gramin Bank statement at your closest Telangana Gramin Bank Loan Center. New PDCs should be shown immediately.

Telangana Gramin Bank Gold Loan Contact Number

Call 9878981144 for a moment’s help with Telangana Gramin Bank Gold Loan.

Gold Ornaments Accepted by Telangana Gramin Bank:

  • Gold Jewellery:  Telangana Gramin Bank agrees for loaning huge sum for gold ornaments like Gold bangles, Gold anklets, etc.
  • Quality: The quality of gold should be real between 18 Carat to 22 Carat.

Use of Telangana Gramin Bank Gold Loan:

The funds collected by availing the Telangana Grameena Bank service can be utilized for several reasons-

  • Personal requirements like matrimonial services, education expenses, etc.
  • Business-related activities like surveys, raising markets, buying products.
  • Floral based services can be done easily with the money you make from the gold loan.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.25% – 14.50%

ICICI Gold Loan

7.25% – 16.10%
Muthoot Finance Gold Loan

7.25% – 24.00%

Axis Bank Gold Loan

7.25% – 17.00%
Manappuram Gold Loan

7.25% – 26.00%

Yes Bank Gold Loan

7.25% – 15.99%
Bank of India Gold Loan

7.25% – 26.00%

Federal Bank Gold Loan 

7.25% – 13.50%
IIFL Gold Loan

7.25% – 12.00%

Central Bank of India Gold Loan

7.25% – 14.65%

Canara Bank Gold Loan

7.25% – 12.65%

Allahabad Bank Gold Loan

7.25% – 10.45%

Induslnd Bank Gold Loan

7.25% – 15.75%
PNB Gold Loan

7.25% – 11.75%

Bajaj Finance Gold Loan

7.25% – 26%
SBI Gold Loan

7.25% – 15.99%

Indian Bank Gold Loan

7.25% – 15.99%
UCO Bank Gold Loan

7.25% – 26.00%

Kotak Mahindra Bank Gold Loan

7.25% – 13.50%
Syndicate Bank Gold Loan

7.25% – 12.00%

 

FAQs About Telangana Gramin Bank Gold Loan

  • What is Telangana Gramin Bank Gold Loan?

Telangana Gramin Bank Gold Loan avail loan against gold gems at an attractive interest rate with simple documentation procedure.

  • How can I get the Gold Loan from Telangana Gramin Bank?

You can get Telangana Gramin Bank Gold Loan by visiting any of the gold advance centers of Telangana Gramin Bank else you can apply online with loannow .

  • What is Gold Loan Interest Rate in Telangana Gramin Bank?

The Gold Loan Interest Rate in Telangana Gramin Bank is 7.25% per annum.

  • How much Gold Loan can I get per gram in Telangana Gramin Bank?

You can profit up to ₹ 5,219 Per Gram in Telangana Gramin Bank Gold Loan.

  • How to check Gold Loan status in Telangana Gramin Bank?

Visiting the tracker webpage of Telangana Gramin bank will take you to the gold loan status update.

  • How to calculate Gold Loan Interest in Telangana Gramin Bank?

Calculative discussions regarding Gold Loan Interest in Telangana Gramin Bank can be done using an EMI calculator.

  • How to Pay Telangana Gramin Bank Gold Loan Interest Online?

Telangana Gramin Bank Gold Loan Interest can be paid either by net banking to via Paytm and your well-used payment method.

  • What if I can’t pay the interest on Telangana Gramin Bank Gold Loan for 3 months?

In case you haven’t refunded interest on Telangana Gramin bank, you will be declared to be under legal charges that the bank puts on you, and also the gold will be taken by the Telangana Gramin bank.

  • How can I apply for EMI Moratorium on Telangana Gramin Bank Gold Loan?

For EMI Moratorium on Telangana Gramin Bank Gold Loan, you can either apply it in the middle of first March and 31st August 2020 and ought to be finished by contacting the Bank candidate’s care or visiting the closest Telangana Gramin Bank office.