Best Banks for Gold Loan in Bhopal :
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Bhopal Features:
Gold Loan Bhopal helps you in facing the economic crisis not alone; it is available for you all the time. It aids people with money who need it in emergencies. The loan seeker’s only responsibility is to bring the gold ornaments with them to the bank when applying for the loan and essential documents to be presented for the verification. Also, the borrower should have good money and credit history.
Gold Loan Rate Per Gram Today in Bhopal :
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
1 gram | 4680 | 4290 | 3900 | 3510 |
10 gram | 46800 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Bhopal Interest Rates and Charges:
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Bhopal Documents Required:
- Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport’s Copy/Driving License/Banker’s verification/cheque.
- Identity Proof: Passport’s Copy/ Voter’s ID card/ Driving License/Aadhaar card.
- Two passport size pictures.
Additional Documents Required for Gold Loan in Bhopal :
- Land Proof: More than Rs.1 lac. There is no need for proof for specific agricultural purposes in the Agronomy Loan situation, then.
- Ornament Appraiser Certificate (The bank will arrange it for a candidate).
- A Demand of Promissory.
- Income Proof: Record of Income and Form No.16
Gold Loan in Bhopal Eligibility Criteria:
- The minimum age enforced by the bank for the applicant is 21 years, and a maximum of 60 years.
- The customer should be an Indian national citizen.
Gold Loan in Bhopal Agent and Contact Number:
Loannow is the leading agent for the approval of gold loans in Bhopal. At loannow, you can appeal to the gold loan.
Loannow services you to find the best choice for Banks and NBFCs by providing you with a detailed market of various banks so that you can make a comparison. Visit our Loannow website to fill in a form with your personal and service details. Our customer Relationship Manager will soon get in touch with you.
Call 9878981144 and get gold loan assistance and approval in Bhopal immediately.
Pre Calculated EMI Table for Gold Loan in Bhopal :
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
7.00% | 17008 | 8652 | 4477 | 3088 |
8.00% | 17058 | 8699 | 4523 | 3134 |
8.50% | 17082 | 8722 | 4546 | 3157 |
9.00% | 17107 | 8745 | 4568 | 3180 |
9.50% | 17131 | 8678 | 4591 | 3203 |
10.00% | 17156 | 8791 | 4614 | 3227 |
10.50% | 17181 | 8815 | 4637 | 3250 |
11.00% | 17205 | 8838 | 4661 | 3274 |
11.50% | 17230 | 8861 | 4684 | 3298 |
12.00% | 17254 | 8885 | 4707 | 3321 |
12.50% | 17279 | 8908 | 4731 | 3345 |
13.00% | 17304 | 8932 | 4754 | 3369 |
13.50% | 17329 | 8955 | 4778 | 3393 |
14.00% | 17354 | 8979 | 4801 | 3418 |
14.50% | 17378 | 9002 | 4825 | 3442 |
15.00% | 17403 | 9026 | 4845 | 3466 |
About Bhopal:
Bhopal is the capital city of Madhya Pradesh, and it is known as the City of Lakes due to various beautiful natural and artificial lakes. It is the most peaceful city and greenest city. The major cultural hub of Bhopal is the Bharat Bhavan which has an art gallery, amphitheatre, two other theatres, and a tribal museum. Also, Van Vihar National Park. Bhopal is famous for the world’s worst industrial disaster that is; Bhopal Gas Tragedy.
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