Best Banks for Gold Loan in Chandigarh
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
|
Interest Rate |
9.90% |
10.50% |
12% |
|
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
|
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
|
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
|
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
|
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
|
Overdraft Facility |
Yes |
Yes |
Yes |
|
Pay Only Interest Facility |
Yes |
Yes |
Yes |
|
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Chandigarh Features
No savings left? Don’t take tension; service for Gold Loan is available for you. This loan is available with least documents. This loan will get allowable in just two days when the ratification process is finalized.
To take a Gold Loan, the entrant has to have a working supply of monetary benefit and holds an effectual credit history. There are no margins on the employee’s salary to apply for the Gold loan. Entrant will be able to use this gold loan at any time and from anyplace.
Gold Loan in Chandigarh is a protected loan that has provided to the consumers at affordable interest rates.
Gold Loan Rate Per Gram Today in Chandigarh
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
||||
Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
| 1 gram | 4680 | 4290 | 3900 | 3510 |
| 10 gram | 46800 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Chandigarh Interest Rates and Charges
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Chandigarh Documents Required
- Address Evidence: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport’s copy/Trade license /Shop & Est. License/Sales Tax record.
- Individuality Evidence: Passport’s Copy/ Voter’s ID card/Aadhaar card/ Driving License.
- Two passport size pictures
- Signature Evidence: Passport’s Copy/Banker’s verification/ Driving License/cheque.
Additional Documents Required for Gold Loan Chandigarh
- Certificate by the Ornament Evaluator (Bank will get that for an aspirant).
- Property Evidence: In the situation of agricultural Loan of more than Rs.1 lac. Then the proof is not mandatory for associated agronomy purposes.
- Proof of Salary: Income Record and Form No.16
- A Promissory Letter.
Gold Loan in Chandigarh Eligibility Criteria
- The aspirant ought to be a resident of India
- The minimum age which Bank requires of the candidate is 21 years and maximum up to 60 years.
Gold Loan Chandigarh Agent and Contact Number
Loannow is the supreme mediator for availing Gold Loan in Chandigarh. You can apply via online at Loannow, or you can call on 9878981144 and get speedy support and facility for Gold Loan in Chandigarh.
It will help you to find out the perfect selection of Banks and NBFCs by showing you with a wide-ranging market in appraisal to various banks so that you can make the right choice for yourself.
You can visit the authorized website of Loannow and fill a form with your personal and professional data. Our client relationship associates will call you soon.
Pre Calculated EMI Table for Gold Loan Chandigarh
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
| 7.00% | 17008 | 8652 | 4477 | 3088 |
| 8.00% | 17058 | 8699 | 4523 | 3134 |
| 8.50% | 17082 | 8722 | 4546 | 3157 |
| 9.00% | 17107 | 8745 | 4568 | 3180 |
| 9.50% | 17131 | 8678 | 4591 | 3203 |
| 10.00% | 17156 | 8791 | 4614 | 3227 |
| 10.50% | 17181 | 8815 | 4637 | 3250 |
| 11.00% | 17205 | 8838 | 4661 | 3274 |
| 11.50% | 17230 | 8861 | 4684 | 3298 |
| 12.00% | 17254 | 8885 | 4707 | 3321 |
| 12.50% | 17279 | 8908 | 4731 | 3345 |
| 13.00% | 17304 | 8932 | 4754 | 3369 |
| 13.50% | 17329 | 8955 | 4778 | 3393 |
| 14.00% | 17354 | 8979 | 4801 | 3418 |
| 14.50% | 17378 | 9002 | 4825 | 3442 |
| 15.00% | 17403 | 9026 | 4845 | 3466 |
About Chandigarh
Chandigarh is a district and union territory in India that serves as the capital of the two neighbouring states which is Punjab and Haryana.
The state of Punjab borders Chandigarh to north, west and south, and by the state of Haryana to east. It is considered to be a part of the Chandigarh Capital Region or Greater Chandigarh, which includes Chandigarh, and the city of Panchkula (in Haryana) and cities of Kharar, Kurali, Mohali, Zirakpur (in Punjab).
It is located 260 kilometres (162 miles) north of New Delhi and 229 kilometres (143 miles) southeast of Amritsar.
Gold Loan in other Cities
Gold Loan in other Cities |
|
| Gold Loan Delhi | Gold Loan Mumbai |
| Gold Loan Ahmedabad | Gold Loan Kolkata |
| Gold Loan Hyderabad | |
| Gold Loan Bangalore | Gold Loan Chennai |