Best Banks for Gold Loan in Dhanbad:
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
|
Interest Rate |
9.90% |
10.50% |
12% |
|
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
|
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
|
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
|
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
|
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
|
Overdraft Facility |
Yes |
Yes |
Yes |
|
Pay Only Interest Facility |
Yes |
Yes |
Yes |
|
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Dhanbad Features:
Do you go through some form of the financial situation during a crisis? The shortage of cash has become a great concern for many individuals. Try not to stress; Gold Loan has the answer to each question. Limited paperwork practically covers this loan. If the confirmation process is completed, this loan will be accepted in 48 hours. The Gold Loan in Dhanbad is a secured loan that has helped buyers at good interest rates.
The borrower must have a strong and robust supply of financial benefits to take a Gold Loan and settle on an acceptable credit record. And for the Gold loan, the employee’s salary is not reduced. The borrower will be ready to use the loan at any time and from anywhere.
Gold Loan Rate Per Gram Today in Dhanbad:
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
| 1 gram | 4680 | 4290 | 3900 | 3510 |
| 10 gram | 46800 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Dhanbad Interest Rates and Charges:
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Dhanbad Documents Required:
- Identity Proof: Passport’s Copy/ Voter’s ID card/ Driving License/Aadhaar card.
- Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport’s Copy/Driving License/Banker’s verification/cheque.
- Two passport size photographs.
Additional Documents Required for Gold Loan in Dhanbad:
- The Land Proof: More than Rs.1 lac. There is no need for evidence in the sense of the Agronomy Loan for unique agricultural purposes, then.
- A Letter of Promissory.
- Ornament Appraiser Certificate (for a candidate, the bank will arrange it).
- Salary Proof: Salary Declaration and Form No.16
Gold Loan in Dhanbad Eligibility Criteria:
- For the applicant, the minimum age expected by the bank is 21 years, and a maximum of 60 years.
- An Indian citizen must be the client.
Gold Loan in Dhanbad Agent and Contact Number:
LoanNow is the leading agent for the use of gold lending in Dhanbad. You can fill out a simple online application very fast at LoanNow.
By providing you with a comprehensive market analysis of different banks, LoanNow allows you to find the best option for banks and NBFCs so that you can make the right decision. To fill in a simple application with your personal and job info, visit our LoanNow website. Our client relationship managers are going to get in touch with you soon.
In Dhanbad, call 9878981144 and receive personal loan assistance and approval immediately.
Pre Calculated EMI Table for Gold Loan in Dhanbad:
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
| 7.00% | 17008 | 8652 | 4477 | 3088 |
| 8.00% | 17058 | 8699 | 4523 | 3134 |
| 8.50% | 17082 | 8722 | 4546 | 3157 |
| 9.00% | 17107 | 8745 | 4568 | 3180 |
| 9.50% | 17131 | 8678 | 4591 | 3203 |
| 10.00% | 17156 | 8791 | 4614 | 3227 |
| 10.50% | 17181 | 8815 | 4637 | 3250 |
| 11.00% | 17205 | 8838 | 4661 | 3274 |
| 11.50% | 17230 | 8861 | 4684 | 3298 |
| 12.00% | 17254 | 8885 | 4707 | 3321 |
| 12.50% | 17279 | 8908 | 4731 | 3345 |
| 13.00% | 17304 | 8932 | 4754 | 3369 |
| 13.50% | 17329 | 8955 | 4778 | 3393 |
| 14.00% | 17354 | 8979 | 4801 | 3418 |
| 14.50% | 17378 | 9002 | 4825 | 3442 |
| 15.00% | 17403 | 9026 | 4845 | 3466 |
About Dhanbad:
The second most populous city in the Indian state of Jharkhand is Dhanbad. Dhanbad ranks as India’s 33rd largest city and India’s 42nd largest urban agglomeration. The Ease of Living Index has been ranked 94th by 111 cities and is the City Mayors’ 96th fastest growing urban area in the world.
With Paschim Bardhaman, West Bengal, Dhanbad shares its land boundaries. Dhanbad is also known as India’s Coal Capital for housing one of India’s biggest coal mines. Also located in Dhanbad is the prestigious college, the Indian School of Mines (now IIT). According to the 2019 Swachh Survekshan, Dhanbad is India’s 56th cleanest city.
Gold Loan in Other Cities:
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