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Gold Loan Howrah

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    Best Banks for Gold Loan in Howrah:

    Feature

    HDFC Bank

    ICICI Bank

    Muthoot Finance

    Interest Rate

    9.90%

    10.50%

    12%

    Min Loan Amt

    Metro : 25000, Non : 15000

    25000

    15000

    Max Loan Amt

    1 Cr

    1 Cr

    1 Cr

    Loan Tenure

    3 months to 24 months

    9 months to 24 months

    1 month to 24 months

    Processing Fee

    0.25% to 1.50% of the Loan Amt

    0.25% to 1.50%

    Nil

    Preclosure Chgs

    2%, Nil foreclosure charges after 3 months

    2%, Nil foreclosure charges after 9 months

    Nil

    Overdraft Facility

    Yes

    Yes

    Yes

    Pay Only Interest Facility

    Yes

    Yes

    Yes

    Gold Rate Per Gram

    2500

    2600

    2700*

     

    Gold Loan Howrah Features:Gold Loan Howrah

    Financially tired people face a lot of hurdles in their life and to overcome form them the Gold Loan Howrah arises various handful of opportunities for those individuals who are in urgent need of money to gratify their daily needs and desires. The Gold Loan Howrah loaning service is extremely trustworthy and satisfactory; it gives loans in exchange for gold jewellery which is stored securely from fire-catching areas.  The person availing for a loan has to bring the necessary credentials with them in support of verification and endorsement of the gold loan.

     

    Gold Loan Rate Per Gram Today in Howrah:

    Bank Gold Loan Per Gram – Updated October 2020

    Updated - Gold Loan Per Gram Rate

    Gold Weight

    Gold Purity

    24 Carat

    Gold Purity

    22 Carat

    Gold Purity

    20 Carat

    Gold Purity

    18 Carat
    1 gram 4680 4290 3900 3510
    10 gram 46800 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

     

    Gold Loan in Howrah Interest Rates and Charges:

    Feature

    Gold Loan

    Processing Fee

    Tenure

    Interest Rate
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1% 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

     

    Gold Loan in Howrah Documents Required:

    1. Two passport size pictures.
    2. Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Identity Proof: Passport’s Copy/ Voter’s ID card/ Driving License/Aadhaar card.
    4. Signature Proof: Passport’s Copy/Driving License/Banker’s verification/cheque.

    Additional Documents Required for Gold Loan in Howrah:

    1. Ornament Appraiser Certificate (The bank will arrange it for a candidate).
    2. Land Proof: More than Rs.1 lac. There is no need for proof for specific agricultural purposes in the Agronomy Loan situation, then.
    3. A Demand of Promissory.
    4. Income Proof: Record of Income and Form No.16

    Gold Loan in Howrah Eligibility Criteria:

    1. 21 years and 60 years are the age criteria for the applicants.
    2. Any Indian citizen is eligible for the gold loan.

    Gold Loan in Howrah Agent and Contact Number:

    Loannow is an important agent for the accounting of gold loans in Howrah. Visit loannow, and apply for the gold loan.

    Loannow facilitates its customers in looking for the best preference of Banks and NBFCs by giving them the details of several other banks to make a fixed choice. Visit the Loannow website and fill in the personal and employment specifics. Our Customer Relationship Manager will give you a call very soon.

    Call 9878981144 and receive the quick agreement of a gold loan in Howrah.

    Pre Calculated EMI Table for Gold Loan in Howrah:

    Rate of Interest
    6 months
    1 Yr
    2 Yrs
    3 Yrs
    7.00% 17008 8652 4477 3088
    8.00% 17058 8699 4523 3134
    8.50% 17082 8722 4546 3157
    9.00% 17107 8745 4568 3180
    9.50% 17131 8678 4591 3203
    10.00% 17156 8791 4614 3227
    10.50% 17181 8815 4637 3250
    11.00% 17205 8838 4661 3274
    11.50% 17230 8861 4684 3298
    12.00% 17254 8885 4707 3321
    12.50% 17279 8908 4731 3345
    13.00% 17304 8932 4754 3369
    13.50% 17329 8955 4778 3393
    14.00% 17354 8979 4801 3418
    14.50% 17378 9002 4825 3442
    15.00% 17403 9026 4845 3466

     

    About Howrah:

    Howrah is the metropolitan city in West Bengal, and it is located on the western bank of the Hooghly River. Howrah generally is known as an engineering hub. Howrah Junction railway station (referred to as Howrah Station) is the major railway station serving Howrah, Kolkata, and the bordering districts. Four bridges connect horah and Kolkata.

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