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Gold Loan Ludhiana

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    Best Banks for Gold Loan in Ludhiana:

    Feature

    HDFC Bank

    ICICI Bank

    Muthoot Finance

    Interest Rate

    9.90%

    10.50%

    12%

    Min Loan Amt

    Metro : 25000, Non : 15000

    25000

    15000

    Max Loan Amt

    1 Cr

    1 Cr

    1 Cr

    Loan Tenure

    3 months to 24 months

    9 months to 24 months

    1 month to 24 months

    Processing Fee

    0.25% to 1.50% of the Loan Amt

    0.25% to 1.50%

    Nil

    Preclosure Chgs

    2%, Nil foreclosure charges after 3 months

    2%, Nil foreclosure charges after 9 months

    Nil

    Overdraft Facility

    Yes

    Yes

    Yes

    Pay Only Interest Facility

    Yes

    Yes

    Yes

    Gold Rate Per Gram

    2500

    2600

    2700*

     

    Gold Loan Ludhiana Features:Gold Loan Ludhiana

    There exist some unwanted and unbearable situations where you become financially shaky. You are left with no money, thusly, for such a scenario, Gold Loan Ludhiana gives you an opportunity and provides you with a gold loan service in which you can take the money from the bank, in return you have to hand them the gold embellishments as security and guarantee. Furthermore, while appealing for the loan, you have to provide them with some essential reports for the verification, in this way,  the entire loan approving and disbursing process is completed. A significant point to be aware of is that the borrower should have a great start of pay and good advance history.

     

    Gold Loan Rate Per Gram Today in Ludhiana:

    Bank Gold Loan Per Gram – Updated October 2020

    Updated - Gold Loan Per Gram Rate

    Gold Weight

    Gold Purity

    24 Carat

    Gold Purity

    22 Carat

    Gold Purity

    20 Carat

    Gold Purity

    18 Carat
    1 gram 4680 4290 3900 3510
    10 gram 46800 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

     

    Gold Loan in Ludhiana Interest Rates and Charges:

    Feature

    Gold Loan

    Processing Fee

    Tenure

    Interest Rate
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1% 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

     

    Gold Loan in Ludhiana Documents Required:

    1. Two passport size pictures.
    2. Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Identity Proof: Passport’s Copy/ Voter’s ID card/ Driving License/Aadhaar card.
    4. Signature Proof: Passport’s Copy/Driving License/Banker’s verification/cheque.

    Additional Documents Required for Gold Loan in Ludhiana:

    1. Ornament Appraiser Certificate (The bank will arrange it for a candidate).
    2. Land Proof: More than Rs.1 lac. There is no need for proof for specific agricultural purposes in the Agronomy Loan situation, then.
    3. A Demand of Promissory.
    4. Income Proof: Record of Income and Form No.16

    Gold Loan in Ludhiana Eligibility Criteria:

    1. 21 years and 60 years are the minima and maximum limits for the applicants.
    2. Any Indian citizen is eligible for the gold loan.

    Gold Loan in Ludhiana Agent and Contact Number:

    Loannow is the prominent assistant for the approval of gold loans in Ludhiana. At loannow, you can apply for the gold loan.

    Loannow suffices its customers in finding the best choice of Banks and NBFCs by giving them the list of details of various other banks to make a particular choice. Visit the Loannow website and fill in the application form with your personal and employment details. The Customer Relationship Manager will give you a call very soon.

    Call 9878981144 and receive the instant agreement of a gold loan in Ludhiana instantly.

    Pre Calculated EMI Table for Gold Loan in Ludhiana:

    Rate of Interest
    6 months
    1 Yr
    2 Yrs
    3 Yrs
    7.00% 17008 8652 4477 3088
    8.00% 17058 8699 4523 3134
    8.50% 17082 8722 4546 3157
    9.00% 17107 8745 4568 3180
    9.50% 17131 8678 4591 3203
    10.00% 17156 8791 4614 3227
    10.50% 17181 8815 4637 3250
    11.00% 17205 8838 4661 3274
    11.50% 17230 8861 4684 3298
    12.00% 17254 8885 4707 3321
    12.50% 17279 8908 4731 3345
    13.00% 17304 8932 4754 3369
    13.50% 17329 8955 4778 3393
    14.00% 17354 8979 4801 3418
    14.50% 17378 9002 4825 3442
    15.00% 17403 9026 4845 3466

     

    About Ludhiana:

    Ludhiana is one of the cities in Punjab, which is famous for its Cycles, Woollen, Auto Spare Parts, and Sewing Machines. It is the manchester of India and is also famous for World Famous Universities PAU. Besides, in the city, Golgappa points with 7 different pain are very famous. It is well known for Bhaiyas and auto-rickshaws. Ludhiana is ranked as the best city for starting a business, and it is Asia’s largest bicycle manufacturing city.

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