Best Banks for Gold Loan in Navi Mumbai:
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Navi Mumbai Features:
Do you go through some form of a financial situation during a crisis? The shortage of cash has become a great concern for many individuals. Try not to stress; Gold Loan has the answer to each question. Essentially, this loan is backed by limited documentation. If the confirmation process is completed, this loan will be accepted in 48 hours. In Navi Mumbai, the Gold Loan is a secured loan which has benefited buyers at good interest rates.
The borrower must have a strong and robust supply of financial benefits to take a Gold Loan and settle on an acceptable credit record. And for the Gold loan, the employee’s salary is not reduced. The borrower will be ready to use the loan at any time and from anywhere.
Gold Loan Rate Per Gram Today in Navi Mumbai:
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
1 gram | 4680 | 4290 | 3900 | 3510 |
10 gram | 46800 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Navi Mumbai Interest Rates and Charges:
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Navi Mumbai Documents Required:
- Signature Proof: Passport’s Copy/Driving License/Banker’s verification/cheque.
- Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Identity Proof: Passport’s Copy/ Voter’s ID card/ Driving License/Aadhaar card.
- Two passport size photographs.
Additional Documents Required for Gold Loan in Navi Mumbai:
- The Land Proof: More than Rs.1 lac. There is no need for evidence in the sense of the Agronomy Loan for unique agricultural purposes, then.
- A Letter of Promissory.
- Ornament Appraiser Certificate (for a candidate, the bank will arrange it).
- Salary Proof: Salary Declaration and Form No.16
Gold Loan in Navi Mumbai Eligibility Criteria:
- For the applicant, the minimum age expected by the bank is 21 years, and a maximum of 60 years.
- An Indian citizen must be the client.
Gold Loan in Navi Mumbai Agent and Contact Number:
LoanNow is the leading agent for the use of gold lending in Navi Mumbai. You can fill easily up a simple online application very fast at LoanNow.
By providing you with a comprehensive market analysis of different banks, LoanNow allows you to find the best option for banks and NBFCs so that you can make the right decision. To fill in a simple application with your personal and job info, visit our LoanNow website. Our client relationship managers are going to get in touch with you soon.
In Navi Mumbai, call 9878981144 and receive personal loan assistance and approval immediately.
Pre Calculated EMI Table for Gold Loan in Navi Mumbai:
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
7.00% | 17008 | 8652 | 4477 | 3088 |
8.00% | 17058 | 8699 | 4523 | 3134 |
8.50% | 17082 | 8722 | 4546 | 3157 |
9.00% | 17107 | 8745 | 4568 | 3180 |
9.50% | 17131 | 8678 | 4591 | 3203 |
10.00% | 17156 | 8791 | 4614 | 3227 |
10.50% | 17181 | 8815 | 4637 | 3250 |
11.00% | 17205 | 8838 | 4661 | 3274 |
11.50% | 17230 | 8861 | 4684 | 3298 |
12.00% | 17254 | 8885 | 4707 | 3321 |
12.50% | 17279 | 8908 | 4731 | 3345 |
13.00% | 17304 | 8932 | 4754 | 3369 |
13.50% | 17329 | 8955 | 4778 | 3393 |
14.00% | 17354 | 8979 | 4801 | 3418 |
14.50% | 17378 | 9002 | 4825 | 3442 |
15.00% | 17403 | 9026 | 4845 | 3466 |
About Navi Mumbai:
Navi Mumbai, also known by its former name of New Bombay, is India’s largest planned city, situated in the Konkan division on the west coast of the Indian subcontinent, Maharashtra. For the individual creation of Panvel Mega City, which includes the area from Kharghar to Uran, the city is divided into two components, North Navi Mumbai and South Navi Mumbai.
Adi Kanga, a civil engineer, and some of his friends lamented the overpopulation of their city, the bustling Mumbai, in the late 1960s. As India’s commercial capital, it attracted large numbers of people with whom the available infrastructure was unable to cope. So together, the friends came up with the idea of constructing a new city on the mainland, New Bombay, across from the old city’s seven islands.
Gold Loan in Other Cities:
Gold Loan in other Cities |
|
Gold Loan Delhi | Gold Loan Mumbai |
Gold Loan Ahmedabad | Gold Loan Kolkata |
Gold Loan Hyderabad | |
Gold Loan Bangalore | Gold Loan Chennai |