Best Banks for Gold Loan in Pune
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan in Pune Features
No money in the pocket? No worries, services for Gold Loan is available for you. Gold loan is safe with nominal documents. The gold loan will get permissible in just 48 hours when the verification procedure is finished.
To get a Gold Loan, the aspirant has to have an operative supply of financial advantage and holds efficient credit antiquity.
There are no restrictions on the employee’s salary to apply for this loan. An aspirant will be able to use this gold loan at any time and from anyplace.
Gold Loan in Pune is a safe loan that has simplified to the candidates at affordable interest rates.
Gold Loan Rate Per Gram Today in Pune
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
1 gram | 4680 | 4290 | 3900 | 3510 |
10 gram | 46800 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Pune Interest Rates and Charges
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Pune Documents Required
- Address Proof: Rental bill or Telephone or Electricity Bill or Ration card or Passport’s copy or Trade license or Shop & Est. License or Sales Tax record.
- Identity Proof: Passport’s Copy or Voter’s ID card or Aadhaar card or Driving License.
- Two passport size images
- Signature Proof: Passport’s Copy or Banker’s verification or Driving License or cheque.
Additional Documents Required for Gold Loan in Pune
- Certificate by the Ornament Evaluator (Bank will get that for aspirant).
- Property Proof: In the situation of agriculture Loan of more than Rs.1 lac. Then the proof is not required for allied agronomy purposes.
- Proof of Salary: Income Record and Form No.16
- A Promissory Letter requires from the aspirant.
Gold Loan in Pune Eligibility Criteria
- An aspirant should be a resident of India
- The minimum age which Bank needs of the candidate is 21 years and maximum up to 60 years.
Gold Loan in Pune Agent and Contact Number
Loannow is the supreme agent for availing Gold Loan in Pune. You can apply through online at Loannow or give a call at 9878981144 and get quick support and help for Gold Loan in Pune.
Loannow will help you to find the great Banks and NBFCs by offering you with a detailed market in evaluation to different banks so that you can make the correct choice.
Visit the official website of Loannow and fill a form with your personal and employment information. Our client relationship associates will call you soon.
Pre Calculated EMI Table for Gold Loan in Pune
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
7.00% | 17008 | 8652 | 4477 | 3088 |
8.00% | 17058 | 8699 | 4523 | 3134 |
8.50% | 17082 | 8722 | 4546 | 3157 |
9.00% | 17107 | 8745 | 4568 | 3180 |
9.50% | 17131 | 8678 | 4591 | 3203 |
10.00% | 17156 | 8791 | 4614 | 3227 |
10.50% | 17181 | 8815 | 4637 | 3250 |
11.00% | 17205 | 8838 | 4661 | 3274 |
11.50% | 17230 | 8861 | 4684 | 3298 |
12.00% | 17254 | 8885 | 4707 | 3321 |
12.50% | 17279 | 8908 | 4731 | 3345 |
13.00% | 17304 | 8932 | 4754 | 3369 |
13.50% | 17329 | 8955 | 4778 | 3393 |
14.00% | 17354 | 8979 | 4801 | 3418 |
14.50% | 17378 | 9002 | 4825 | 3442 |
15.00% | 17403 | 9026 | 4845 | 3466 |
About Pune
Pune, formerly known as Poona is the second-largest city in the Indian state of Maharashtra, after Mumbai, and the eighth-most famous city in India, with an estimated population of 7.4 million as of the year 2020.
Pune has been ranked as “the most livable city in India” several times.
Pune is widely regarded as the 2nd major “IT hub of India” & the top “automobile and manufacturing hub of India”.
Pune is also known as “Oxford of the East” with the presence of a wide range of educational institutions.
Gold Loan in other Cities
Gold Loan in other Cities |
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Gold Loan Delhi | Gold Loan Mumbai |
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Gold Loan Hyderabad | |
Gold Loan Bangalore | Gold Loan Chennai |