Best Banks for Gold Loan in Raipur
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Raipur Features
No currency left? Don’t put the problem on yourself; service for Gold Loan is manageable for you. This loan is available with minimum documents. This loan will get permissible in just two days when the endorsement process is completed.
To take a Gold Loan, the entrant has to have a functioning supply of monetary benefit and holds an efficient credit history. There are no margins on the employee’s salary to apply for the Gold loan. Entrant will be able to use this gold loan at any time and from anyplace.
Gold Loan in Raipur is a protected loan that has simplified to the consumers at affordable interest charges.
Gold Loan Rate Per Gram Today in Raipur
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
||||
Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
1 gram | 4680 | 4290 | 3900 | 3510 |
10 gram | 46800 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Raipur Interest Rates and Charges
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Raipur Documents Required
- Proof of Address:- Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport’s copy/Trade license /Shop & Est. License/Sales Tax record.
- Individuality Proof:- Passport’s Copy/ Voter’s ID card/Aadhaar card/ Driving License.
- two pictures of passport size.
- Signature Proof:- Passport’s Copy/Banker’s verification/ Driving License/cheque.
Additional Documents Required for Gold Loan Raipur
- Certificate by the Ornament Evaluator (Bank will get that for aspirant).
- Property Proof: In the circumstance of Farming Loan of more than Rs.1 lac. Then the proof is not mandatory for linked agronomy purposes.
- Evidence of Revenue: Income Record and Form No.16
- A Promissory Letter.
Gold Loan in Raipur Eligibility Criteria
- The entrant ought to be a citizen of India
- The least age which Bank requires of the candidate is 21 years and maximum up to 60 years.
Gold Loan Raipur Agent and Contact Number
Loannow is the prime mediator to apply for a Gold Loan in Raipur. You can now apply thru online at Loannow, or you can call on 9878981144 and get speedy support and services for Gold Loan in Raipur.
It will help you to choose the perfect Banks and NBFCs by presenting you with a wide-ranging market in appraisal to various banks so that you can make the correct choice.
You can visit the authorized website of Loannow and fill a form with your personal and employment data. Our customer relationship executives will call you soon.
Pre Calculated EMI Table for Gold Loan Raipur
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
7.00% | 17008 | 8652 | 4477 | 3088 |
8.00% | 17058 | 8699 | 4523 | 3134 |
8.50% | 17082 | 8722 | 4546 | 3157 |
9.00% | 17107 | 8745 | 4568 | 3180 |
9.50% | 17131 | 8678 | 4591 | 3203 |
10.00% | 17156 | 8791 | 4614 | 3227 |
10.50% | 17181 | 8815 | 4637 | 3250 |
11.00% | 17205 | 8838 | 4661 | 3274 |
11.50% | 17230 | 8861 | 4684 | 3298 |
12.00% | 17254 | 8885 | 4707 | 3321 |
12.50% | 17279 | 8908 | 4731 | 3345 |
13.00% | 17304 | 8932 | 4754 | 3369 |
13.50% | 17329 | 8955 | 4778 | 3393 |
14.00% | 17354 | 8979 | 4801 | 3418 |
14.50% | 17378 | 9002 | 4825 | 3442 |
15.00% | 17403 | 9026 | 4845 | 3466 |
About Raipur
Raipur is a capital city of the state of Chhattisgarh. Raipur is also the administrative headquarters of Raipur district and Raipur division, and the largest city of the state. It was a part of Madhya Pradesh before the state of Chhattisgarh was formed on 1 November 2000. It has exponential industrial growth and has become a significant business hub in India.
It is ranked 7th position in Ease of Living Index 2019 by Union Ministry of Housing and Urban Affairs.
Gold Loan in other Cities
Gold Loan in other Cities |
|
Gold Loan Delhi | Gold Loan Mumbai |
Gold Loan Ahmedabad | Gold Loan Kolkata |
Gold Loan Hyderabad | |
Gold Loan Bangalore | Gold Loan Chennai |