Best Banks for Gold Loan in Rajkot
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
|
Interest Rate |
9.90% |
10.50% |
12% |
|
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
|
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
|
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
|
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
|
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
|
Overdraft Facility |
Yes |
Yes |
Yes |
|
Pay Only Interest Facility |
Yes |
Yes |
Yes |
|
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Rajkot Features
No money left? Don’t put the burden on yourself; provider for the Gold loan is accessible for you. This mortgage is secured with minimal files. This mortgage will get allowed in 48 hours whilst the affirmation procedure is finished.
To take a Gold mortgage, the entrant has to have an operative supply of financial benefit and holds an efficient credit score antiquity. And there aren’t any obstacles on the employee’s earnings to use for the Gold mortgage. Entrant could be able to use this gold mortgage at any time and from everywhere.
Gold loan in Rajkot is a protected loan that has simplified to the purchasers at lowest interest charges.
Gold Loan Rate Per Gram Today in Rajkot
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
| 1 gram | 4680 | 4290 | 3900 | 3510 |
| 10 gram | 46800 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Rajkot Interest Rates and Charges
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Rajkot Documents Required
- Address Proof – Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport’s copy/Trade license /Shop & Est. License/Sales Tax record.
- Individuality Proof – Passport’s Copy/ Voter’s ID card/Aadhaar card/ Driving License.
- Two passport size pictures
- Signature Proof – Passport’s Copy/Banker’s verification/ Driving License/cheque.
Additional Documents Required for Gold Loan Rajkot
- Certificate by the Ornament Evaluator (Bank will get that for the candidate).
- Property Proof: In the instance of Farming Loan of more than Rs.1 lac. Then the proof is not mandatory for linked agronomy purposes.
- Proof of Revenue: Income Record and Form No.16
- A Promissory Letter.
Gold Loan in Rajkot Eligibility Criteria
- The entrant should be a citizen of India
- The minimum age which Bank requires of the candidate is 21 years and maximum up to 60 years.
Gold Loan in Rajkot Agent and Contact Number
Loannow is the high mediator for availing Gold mortgage in Faridabad. You could observe thru online at Loannow, or you may name on 9878981144 and get fast help and facility for the Gold loan in Faridabad.
It will assist you in finding the suitable choice of Banks and NBFCs via providing you with an extensive-ranging marketplace in appraisal to various banks so that you can make the right choice.
You may go to the authorized internet site of Loannow and fill a form with your personal and service records. Our customer courting delegates will call you soon.
Pre Calculated EMI Table for Gold Loan Rajkot
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
| 7.00% | 17008 | 8652 | 4477 | 3088 |
| 8.00% | 17058 | 8699 | 4523 | 3134 |
| 8.50% | 17082 | 8722 | 4546 | 3157 |
| 9.00% | 17107 | 8745 | 4568 | 3180 |
| 9.50% | 17131 | 8678 | 4591 | 3203 |
| 10.00% | 17156 | 8791 | 4614 | 3227 |
| 10.50% | 17181 | 8815 | 4637 | 3250 |
| 11.00% | 17205 | 8838 | 4661 | 3274 |
| 11.50% | 17230 | 8861 | 4684 | 3298 |
| 12.00% | 17254 | 8885 | 4707 | 3321 |
| 12.50% | 17279 | 8908 | 4731 | 3345 |
| 13.00% | 17304 | 8932 | 4754 | 3369 |
| 13.50% | 17329 | 8955 | 4778 | 3393 |
| 14.00% | 17354 | 8979 | 4801 | 3418 |
| 14.50% | 17378 | 9002 | 4825 | 3442 |
| 15.00% | 17403 | 9026 | 4845 | 3466 |
About Rajkot
Rajkot is the 4th largest metropolitan city in the state of Gujarat, after Ahmedabad, Surat and Vadodara and is in the centre of Saurashtra region of Gujarat.
Rajkot is the 35th-largest metropolitan area in India, with a population of more than 1.8 million as of the year 2018. Rajkot is the 2nd cleanest city of India, and it is the 22nd-fastest-growing city in the world as of July in the year of 2019. The city contains the administrative headquarters of Rajkot District, 245 kilometres from the state capital Gandhinagar and it is located on the banks of the Aji and Nyari rivers. Rajkot was the capital of the Saurashtra State from 15 April 1948 to 31 October 1956, before its merger with Bombay State on 1 November 1956. Rajkot was reincorporated into Gujarat State on 1 May 1960.
Gold Loan in other Cities
Gold Loan in other Cities |
|
| Gold Loan Delhi | Gold Loan Mumbai |
| Gold Loan Ahmedabad | Gold Loan Kolkata |
| Gold Loan Hyderabad | |
| Gold Loan Bangalore | Gold Loan Chennai |