Best Banks for Gold Loan in Surat
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Surat Features
No money left, huh? Don’t place the pressure on yourself; the Gold Loan service is within reach of you. This loan is backed with a minimum of documents. This loan will be granted within 48 hours of the completion of the confirmation process.
To take advantage of the Gold Loan, the entrant must have an operating supply of financial advantage and maintain useful credit antiquity. There are no limitations on the salary of the employee to apply for a gold loan. Entrant will be able to use this gold loan from anywhere and at any time.
Gold Loan in Surat is a protected loan that has made it easier for customers at low-interest rates.
Gold Loan Rate Per Gram Today in Surat
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
1 gram | 4680 | 4290 | 3900 | 3510 |
10 gram | 46800 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Surat Interest Rates and Charges
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Surat Documents Required
- Address Proof: Ration card/Phone or Power Bill/Rental bill/Passport’s copy/Exchange permit/Shop & Est. Permit/Deals Expense record.
- Individuality Proof: Passport’s copy/Citizen’s ID card/Aadhaar card/Driving License.
- Two passport size pictures
- Signature Proof: Passport’s copy/Investor’s check/Driving Permit/cheque.
Additional Documents Required for Gold Loan Surat
- Certificate by the ornament Evaluator (Bank will get that for a candidate).
- Property Verification: In the circumstance of Cultivating Credit of more than Rs.1 lac. At that point, the confirmation isn’t compulsory for connected agronomy purposes.
- Proof of Income: Salary Record and form No.16
- A Promissory Letter.
Gold Loan in Surat Eligibility Criteria
- The candidate ought to be resident of India
- The least age which Bank expects of the competitor is 21 years and most extreme up to 60 years.
Gold Loan Surat Agent and Contact Number
Loannow is the first mediator to use Gold Loan in Surat. You can apply online at Loannow or call 9878981144 and get prompt help for Gold Loan in Surat. Loannow will help you find the perfect range of banks and NBFCs by providing you with a wide-ranging assessment market to different banks so that you can make the right choice.
You may visit Loannow approved website and fill out a form containing your personal and service information. Delegates of our customer partnership will call you shortly.
Pre Calculated EMI Table for Gold Loan Surat
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
7.00% | 17008 | 8652 | 4477 | 3088 |
8.00% | 17058 | 8699 | 4523 | 3134 |
8.50% | 17082 | 8722 | 4546 | 3157 |
9.00% | 17107 | 8745 | 4568 | 3180 |
9.50% | 17131 | 8678 | 4591 | 3203 |
10.00% | 17156 | 8791 | 4614 | 3227 |
10.50% | 17181 | 8815 | 4637 | 3250 |
11.00% | 17205 | 8838 | 4661 | 3274 |
11.50% | 17230 | 8861 | 4684 | 3298 |
12.00% | 17254 | 8885 | 4707 | 3321 |
12.50% | 17279 | 8908 | 4731 | 3345 |
13.00% | 17304 | 8932 | 4754 | 3369 |
13.50% | 17329 | 8955 | 4778 | 3393 |
14.00% | 17354 | 8979 | 4801 | 3418 |
14.50% | 17378 | 9002 | 4825 | 3442 |
15.00% | 17403 | 9026 | 4845 | 3466 |
About Surat
Surat is a city in the state of Gujarat. It used to be a large seaport, and it is now the commercial and economic centre in South Gujarat, which is famous for its diamonds and textile Industries and as a shopping centre for apparels and accessories.
It is the 8th largest city and 9th most massive urban accumulation in India. Surat has located 284 km (176 mi) south of the state capital, Gandhinagar; 265 km (165 mi) south of Ahmedabad; and 289 km (180 mi) north of Mumbai. This city centre is located on the Tapti River, close to the Arabian Sea.
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